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joeyjoejoejuniorshabadoo

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joeyjoejoejuniorshabadoo last won the day on May 12 2018

joeyjoejoejuniorshabadoo had the most liked content!

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About joeyjoejoejuniorshabadoo

  • Rank
    Hater of things
  • Birthday 08/25/1979

Contact Methods

  • Website URL
    http://www.sauvic.com.au/

Profile Information

  • Gender
    Male
  • Location
    melbourne

Previous Fields

  • Car(s)
    6000 SUX
  • Real Name
    Hamish

Recent Profile Visitors

16,178 profile views
  1. lol i just logged on from a PC for the first time in probably a year and I have 24733 posts I'm pretty sure I had ~24700 like 2 years ago
  2. Yup, my excess doubled at renewal and my premium went up by 50% with CGI. They refused to drop it when when I called to get my verification docs to change to budget direct.
  3. Basically we don't give a shit about assets with home lending. You could have $5 or $5mil to your name and it won't affect the outcome. Assessment is made based on taxable recurring income as this is what we need to demonstrate to APRA. If you own a business it's slightly different in that we use EBITDA less tax... So you pick up depreciation and interest expensed but still essentially the same thing.
  4. Bearing Ric's comments in mind, I re-did it, but made sure to take a position on everything
  5. But no one ever seems smart enough to do it
  6. But no one ever seems smart enough to do it
  7. Long enough that you can take another job on the DL and if it doesn't work out come back haha
  8. Could be 3, can't remember but it's a long ass time
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