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TerminalWraith

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  1. Errr they can tell you market value in case you're mods go over 25-40% of that value where they'd reconsider insuring you.

    You are confusing market value for an assessed pre-accident value which has several inputs, the market being one of them. Redbook is good for getting an idea if you are concerned but every insurer is different.

    I know RACQ uses valuers and have a tendancy to overvalue.

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