im putting the qoute thing on JUSTCAR, and for were i live under my mother its 1.6k and in blakehurst its 1.7k, what the hell...Just Car, 24yr old, 1 write off at fault 2 yrs ago ($42k in value), 3 speeding fines, agreed valued @$40k, always garaged, premium is about $980/yr. but a 45 yo with 0 accidents 0 speed infringements etc is 1.7k almost double the rate... can any1 explain this? or how i can lower it? :S