Honestly, your car is abit old and I am not sure if the financiers would consider your application. Please find below some info I found: So what are the options for the Japanese Imported Car Finance Applicant?1. You can get a personal loan, main stream banks currently charge around 14.5% for these. The problem is the banks have no security, therefore approval is often difficult.
2. Find a specialist broker who has access to multiple lenders for imported vehicles.
3. Be prepared to pay a deposit, this reduces lender risk, which means approval is easier and interest rates may be better.
4. Want a cheap interest rate, don’t buy a Japanese Imported car.
If you are looking at a European Imported Vehicle or American Imported Vehicle approval for Imported Vehicle Finance would be considered easier and cheaper. To ensure you receive good interest rates you will need;1. Proof that the purchase is readily affordable.
2. Have a sound credit history.
3. Preferably be an owner of property (mortgaged home or investment property included)
4. Be a vehicle that the funder can readily identify and value.
So if you want a low interest rate, don’t buy a Japanese Import. If you genuinely want a Japanese Import, you need to accept you are going to pay a little bit more interest.
Have you talked to any imported car finance broker yet? I googled and found these guyshttp://harleyfinance.com.au/imported-car-finance/
They featured several videos about importing cars from Japan, USA and Europe and there is a link to their quite in-depth article about Understanding Imported Car Finance Interest Rates for Japanese car import http://harleyfinance.com.au/understanding-imported-car-finance-interest-rates/
