dude depend on a few issues
1. your credit history (no fualts)
2. how much you earn a year
3. how much you want to lend
you have to have a good credit history eg. if you own a credit card and always pay it off, thats good cause thats a few thigs they'll look ,
but if you dont have a credit history is all so a bad thing because then they wont know if you are able to pay off the loan if you know what i mean it can get confuessing
try to get a credit card first then save at least $2000 to be safe
and show the bank you got a stead income going into you account and you sure be alright
good luck with getting the loan i work in the insurance bussiness so i kinda know the go.