hey dude you should probbaly be getting your parents to ring around for you a bit, i mean i know they are not as dumb as they used to be with % of drivers but it does help a lilttle my insurance is in my dads name but i am %90 driver
also be carefull once you have asked rac or someone for a quote and they give u one thats it you cant go back and change it straight away, so when you ask your questions try to be hypothetical and don't give them names straight away untill they can give u some sort of ball park figure