I've recently joined SAU, and the info that you guys give has changed my perspective on alot of things. Thankx guys. I've contacted almost every insurance Co worth contacting, and the answer was either we won’t touch you, or they were outrageously expensive. Young & Cool were about $1900-pa, Just Car was $1300-, and the excesses were extremely high. I contacted Unique Car Insurance, and I got quoted $830- with unlimited "roadworthy" mods. So to recommend, I choose Unique Car, they don't do pay by the month, but you can pay every 3, 6 or 12 months, not ideal but better than nothing. But shop around, that's the only way to get a good deal. And always remember to read the fine print, know what you are getting your self in for before you sign.