If the market is at the point where that's the only way you can get into it. Then there's a far bigger issue at play. You actually can't afford it/you aren't being sensible with the money you make/you have unrealistic expectations about where you are looking to buy vs what you do make/shits just outright over priced. People are like oh I can't afford to buy, mean while taking an overseas holiday every year and blowing the rest of their money on alcohol/partying/fancy car. No shit you cant save the deposit. If that's the way you want to spend your money, go for gold. But don't cry that you can't afford shit as though that has nothing to do with it.