After getting rear ended around a month ago I called up my insurer Just Cars thinking they'd claim on my behalf. How wrong was I?!
They said because I only have 3rd party with them it's up to me to solve my problems even though it wasn't my fault and even though I pay over $500 just for 3rd party!!
Stuff Just Cars I say but it's the only place that will insure me.
Oh and before I start the huge debate on "if you can't afford insurance, you can't afford the car", I can afford to pay $2500 a year but I refuse to give into these vampires