Try Shannons mate....... thats who i'm thru with all my mods included, pay by the month, choice of repairer, I'm paying $1020 Full Comp for the Skyline and $160 3rd Party for my Corolla a year with a $400 excess.......Wooooo Hooooo $400 if i get into trouble, and oh that a agreed value of $23,000 on the Skyline, Don't think i could get that for it if i were to sell it.......Hmmmmmm