Don't bother with a secured loan, you get every excuse in the book. To old, to fast, to imported... Unsecured with the Commonwealth, approved with in 20min over the net (in pincipal) in about 3-4 working days the branch you nominated calls you and makes an apointment to view all your payslips ect to back up what you said in the online application, the next day you have the money in your account. Done. Unsecured is the way to go, only asked what it was for out of general interest of the loan officer. Shes like, "o yah kool a skyline..."
Then you get the car and a week later it needs a new gearbox... its all good...