Wish I was loaded.......but I'm not. Before I had a mortgage and more importantly a family of my own I was like you Bunta and pretty much laughing all the way to the bank. And that was on almost half the income I am earning today. Now we are on a tighter budget but confortable but only just. Gone are the days were you could just live on one income stream when raising a young family.Anyways enough of that. I left my wallet at Bunnings (again) and just managed to get it back! I can't be that intelligent to do this three times now!