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Insurance Companies Are Retarded

NickR33

By NickR33,
in Victoria

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llama_au Grand Master

llama_au

Posted
Posted
This is a little strange. Shannon's insured my car in a shared underground car park (and I'm talking shared with almost 100 cars, maybe more) in Port Melbourne for 2 years. Is this a new policy?

They can't really withdraw a policy once it's been issued, so that's possibly why yours is still valid.

BeEnAr Experienced

BeEnAr

Posted
Posted
WTF.... no way! Is this true? I gotta ring them up and find out.

Yep was going to go full comp with the mazda through them until I found that out so told em to shove it. When I got the GTR I rang and asked the same question and they said same thing even though the car is worth 25K plus!! Farken joke if you ask me and I think a few people would be getting some nasty surprises if they need to make a claim.

They may have changed it in the last year but I doubt it. I would check ASAP!

I will stick with LSV, they even do laid up cover for a car that isn't on the road, and also restoration cover which includes parts you have in your garage!

They didn't even ask to see the car when I insured with them! CRAZY!!!

Blitz_boy Mentor

Blitz_boy

Posted
Posted
I didn't bother with Just Cars either as they only give 10k back for an import if it is stolen and not recovered no matter what you are insured for! FAIL!!!

????????? That's if you only have Third Party Fire and Theft. If you have Comprehensive with an Agreed Value you'll get back exactly what it's insured for.

NickR33 Grand Master

NickR33

Posted
  • Author
Posted
i'm still freaked ur paying 1.5k with Shannons for your car. Just got my renewal form in front of me, 750 for a GTST at 25k for full comp, and Ive made a least one major claim in the last 5 years with that car.

Not the GTSt, new car GTR... insured for 40K... when they asked if it had any mods I said yes... they said what is modified... I said everything lol

Yep thanks Dane, I might give RACV a call after LSV... LSV sound like they want people business so going to try there first

bombtrack Experienced

bombtrack

Posted
Posted
They can't really withdraw a policy once it's been issued, so that's possibly why yours is still valid.

Mine's in a private garage now anyway, luckily. :blink:

They didn't even ask to see the car when I insured with them! CRAZY!!!

I don't think I've ever had my car inspected by an insurer, crazy indeed! Especially with the long list of mods and relatively high insured value.

BeEnAr Experienced

BeEnAr

Posted
Posted
????????? That's if you only have Third Party Fire and Theft. If you have Comprehensive with an Agreed Value you'll get back exactly what it's insured for.

Ah no, that was for Full comprehensive with agreed value (on the Mazda) for $17000, back when I first got it insured Just cars were only giving $5000 if stolen and not recovered, they upped it to $10000 couple of years back. I was a bit naughty back then with the speeding so my premium was $4500 a year with a $2500 excess, My car would have been payed off in premiums in 4 years!! FK That!! I had to go 3rd party as no one else would insure me and I couldn't afford that top $$ on apprentice wages!

They are assholes with repairs too. I had to get my car repaired once when 3rd party through them and it took ages and results were so bad I had to take it back... TWICE! And this was Just Cars AAMI approved repairer!

I seriously would check your contracts to see if they will give you the full cover back on an unrecovered vehicle

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