Im with HBF, im 24 with my R33 insured for $24K, i pay about $1000-$1100 a year. But thats with 55% no claim bonus (dont ask me how I got that much %)
Depends on the day you call, I called HBF twice, one time i was quoted $2400 a year, so i called back a few days later to go ahead with it, and another person requoted it at $1100 !!
Score...