For $5k i would get RB25DET, Exhaust, PowerFC (if you can do the work yourself)
More cubes = more fun then the dunger RB20. (No offense to RB20 owners)
RB25DET say 2.5k for a good one, exhaust say 1k, powerfc say 1k = $500 left for little bits and pieces.
Need to be wise with your money, wasting it on RB20 is crazy, start with a better base, and besides you only want it to turn the treads better, well the RB25 will sure do that!
Standard gearbox and clucth will be fine with this mild combo.