fark dude i wouldnt waste 4k insurance aye
id wait a couple years and save myself 7k in insurance
4k is alot but if you total your car its alrite money well spent
if you reckon your a good driver and wont crash
get third party fire and theft
if you reckon your beyond this go no insurance
if i had 30k id buy a s15
genuine k's and cheaper on insurance due to being an aussie import
also think about your fuel? but if your parents are gonna pay for it your alrite
think about all the servicing factors aswell !!!
owning a car like this at that age you'll be skipping meals to pay for shit
just my 2 cents