H2P are terrible. There is no "agreed value" as such even IF u pick that to start off your insurnace cover with. Had personal experiance with them, and the pay up anything UP TO agreed vlaue - NOT the actuall agreed value. My family lost $5k due to this. I hope u dont have to claim anything with them Missy 32 coz they are major a-holes.
I know ill never give them a call again. Just cars were OK insuring my old R34 on my name only for 1550/year, agreed value and ou could have legal mods as long as you report them to JC. I was 19 then. If/When i get a new import (decent 1) ill try and get in with shannons, coz they sound like the go