I stupidly decidedly to go through a yellow light, guy sitting in the middle of the intersection assumed I wouldn't so he started to cut across (he was turning right) and realised I was still coming so he just stopped dead in the middle of my lane, brakes on VLs not so good... Live and learn, I don't risk it with yellow lights anymore and I keep my distance because when it comes down to it, chances are your brakes aren't gonna be as good as you expect them to be.
Oh and this was only a 40/50kmh hit by the time I'd braked, massive kick in the roof, whole chassis twisted.