Jump to content
SAU Community

Not At Fault Accident

fretwekk

By fretwekk,
in New South Wales

 Share

Recommended Posts

fretwekk Apprentice

fretwekk

Posted
  • Author
Posted
Some advice since i was in the same position as you.

Take your time and keep negotiating with their insurance company, have reasonable figure in mind and keep persisting with them.

NRMA will make you an offer and send you a cheque, if your not happy with it do not bank the cheque thinking they will pay you more on top.

My 32 was a write off and I wanted to keep the car. They Offered me $4.5k with another $5k if I gave them the car.

Long story short 6 weeks later + alot of argueing i got $9.5k and kept the car.

Goodluck

Just to add you dont have to wait for his insurance to contact you, you can call them up yourself and start the claim.

thanks, all the info helps.

haven't gotten a smash repair quote yet, but here's a pic of the rear end damage (right rear quarter panel is warped too). anyone care to guess if this will be written off?

skyt.th.jpg

GTScotT Grand Master

GTScotT

Posted
Posted

I actually work in claims mate, as a third party you are not obligated to have your vehicle written off.

The third parties insurance company are liable for all your expenses at your discretion, meaning you can have them make a pre accident value and pay you out on that if they dont think its repairable. But they do not take the car off you or cancel your rego, only the company that takes your vehicle on as a risk can do that.

GL

D_I_F Grand Master

D_I_F

Posted
Posted

All you need to do is call up the NRMA and let them know you are the TP1.

Your car will most likely be 95% chance that your car is a total loss.

Advise them you are going to have the veh quoted for assessment and just have a quote emailed or even to call them up and let them know the total amount.

The value of the veh is determind through various websites.. some use glasses, car sales to compare the same model and conditions.

pre accident value

minus - salvage value

Good luck to you.. I know how much of a pain NRMA are from exp.

D_I_F Grand Master

D_I_F

Posted
Posted
When I was on my P's I was run up the back in MCdonalds Drive-thru. The bloke wouldn't pay, letters of demand etc. I ended up claiming on my Third party property insurance they fixed my car then chased him up for the excess that I would pay for a claim. Have you tried that? It was a long time ago, I'm sure thats how I did it though.

Cheers and good luck.

Most insurance companies will only do that if you can prove that the TP is uninsured.

That's why it's recommended to have full comprehensive. That's the service that you pay for.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing


  • Similar Content

  • Latest Posts

    • AdiR34
      Did tie rods. Steering now not "springing" back.

      By AdiR34 · Posted

      Yep, there's a very minor drift left that happens a few seconds after letting go of the steering wheel, but not enough to bother me. Enjoying the car still!
    • Keeper
      S A U N S W Club Membership

      By Keeper · Posted

      Got you mate. Check your email!
    • MBS206
      Mistakes were made, my R34 Story

      By MBS206 · Posted

      I see you've never had to push start your own car... You could save some weight right now...
    • niZmO_Man
      For Sale 2003 Nissan Skyline V35 GT350 Premium

      By niZmO_Man · Posted

      You need to put location and price
    • Murray_Calavera
      Steps to DIY sanding car back ready for respray....

      By Murray_Calavera · Posted

      Sounds good.  I don't 100% understand what your getting at here. When you say, "I keep seeing YouTube videos where people have new paint and primer land on the old clearcoat that isn't even dulled down" do you mean this - there is a panel with factory paint, without any prep work, they paint the entire panel with primer, then colour then clear?  If that's what you mean, sure it will "stick" for a year, 2 years, maybe 3 years? Who knows. But at some stage it will flake off and when it does it's going to come off in huge chunks and look horrific.  Of course read your technical data sheet for your paint, but generally speaking, you can apply primer to a scuffed/prepped clear coat. Generally speaking, I wouldn't do this. I would scuff/prep the clear and then lay colour then clear. Adding the primer to these steps just adds cost and time. It will stick to the clear coat provided it has been appropriately scuffed/prepped first.  When you say, "but the new paint is landing on the old clearcoat" I am imagining someone not masking up the car and just letting overspray go wherever it wants. Surely this isn't what you mean?  So I'll assume the following scenario - there is a small scratch. The person manages to somehow fill the scratch and now has a perfectly flat surface. They then spray colour and clear over this small masked off section of the car. Is this what you mean? If this is the case, yes the new paint will eventually flake off in X number of years time.  The easy solution is to scuff/prep all of the paint that hasn't been masked off in the repair area then lay the paint.  So you want to prep the surface, lay primer, then lay filler, then lay primer, then colour, then clear?  Life seems so much simpler if you prep, fill, primer, colour then clear.  There are very few reasons to go to bare metal. Chasing rust is a good example of why you'd go to bare metal.  A simple dent, there is no way in hell I'm going to bare metal for that repair. I've got enough on my plate without creating extra work for myself lol. 
×
×
  • Create New...