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cant get insurance

MattR

By MattR,
in South Australia

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hippy Grand Master

hippy

Posted
Posted

why dont' insurance companies just have little premiums and then just put the excess high?? so for those who are very careful then they dont' have to pay ... for those unlucky enough ... well thats too bad ... better that having to pay a 2-3k premium ... i'd rather just pay that if i had the accident.

hippy Grand Master

hippy

Posted
Posted

but at that same time they're going to have alot of payouts ... doing it this way , they will have much more business as more people are going to get insured instead of just going 3rd party ... and for those who can't afford the excess ... well they just won't pay 2k for it ... so the insurance company do lose out anyways ... i'm certain that is a better business model then the high premiums :worship:

EnricoPalazzo Grand Master

EnricoPalazzo

Posted
Posted

i dont enjoy my car anymore. It its not the cops or regency, its insurance to worry about, thiefs, car breaking down etc etc. There are wankers everywhere in this world and all they do is take the fun out of ownin a nice car. I mean i cant drive the car anymore with shittin my pants if i see a cop.

Bl4cK32 Grand Master

Bl4cK32

Posted
Posted
i dont enjoy my car anymore. It its not the cops or regency, its insurance to worry about, thiefs, car breaking down etc etc. There are wankers everywhere in this world and all they do is take the fun out of ownin a nice car. I mean i cant drive the car anymore with shittin my pants if i see a cop.

If your really that worried, do everything you can to eliminate the bad things eg. get gps tracking for your car (expensive, but u always know where ur car is :D), Car breaking down? - Dont mod too far past stock. If u see a cop - have your car as close to legal as possible (stock height etc). It gives them less reason to pull u over.

As for insurance....well....um....got me. Go for 3rd party and refuse to pay full comp :)

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