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OK ok..so I know this has been covered a few times before.....BUT.....things change, people / situations change, businesses change over a short time..

So please allow me to start a CURRENT thread on whose got the cheapest / type of insurance cover and CTP (Compulsory Third Party - is this for Sydney only?) how much for, from where and driver detail

Let me begin:

Insurance - Third Party Fire & Theft - Just Car Insurance - $499 / year (covers damage to other persons car and $10,000 to me in event of fire and theft)

CTP - QBE - $516 / year

Driver - Male 33yo.

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If you get a quote from Shannons for Fire/3rd Party Property/Theft & then Shannons CTP (through loyalty), the CTP may be cheaper; in which case add the two together and see if it is less than the $1015 combined quote you've got already.

Keep in mind that Suncorp/Metway & Shannons & AAMI & Just Car & API are all in cahoots with one another now.

True, a lot of these companies are owned by one corporation or something, I read that somewhere - Shannons dont do third party fire and theft and theres only 7 companies who do CTP.. Whicehever ways, Australians are ripped off big time by big businesses..

Suncorp owns Shannons.and Just car and AAMI.

You won't get a.CTP discount but you can push a personal insurance discount if you have 3 products with them.

I'm doing NRMA CTP and Suncorp Insurance.

Rego and CTP was 380 in Qld and Insurance was $41 a month full comp.

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