370Gt Sp Insurance Query

[N3ptuNe]

camr33 YOUR INCORRECT.

They are a Associate of AAMI and Work Like AAMI too!

Just Cars policy statement:

Just Car is authorised by AAMI to arrange for the

services we offer issue, variation and disposal of Just Car insurance

policies. We are also authorised to deal with and

settle claims on AAMI’s behalf. Just Car does not

receive any remuneration or commission from AAMI

for the services it offers.

When your car is damaged, we will arrange the repair work for you and choose

the repairer who will do the work.

We ordinarily require two independent competitive quotes from repairers we

recommend. If you choose, you can provide one of the quotes from a repairer

you select. Our assessor will review the quotes, including any quote from a

repairer you select, and what is necessary to properly repair your car. We will

choose the repairer who has submitted the more competitive and complete

quote and that will be the repairer who repairs your car.

[camr33]

Just Cars policy is tailored to under 25's, or people with a less than stellar driving history. I was insured with them in my younger years and never had a problem with them.

Have you tried Shannons? They have stricter underwriting guidelines, and you need to meet their criteria, but they do low usage policies and have lower excesses. They also do montly premiums for free.

Ive been insured with them for a few years now, and made 2 claims. Never had a drama.

I had an at fault accident about 4 years ago, I took my car where I wanted it to go. Shannons sent an assessor and there were no problems.

I got rear ended 2 years ago. Shannons was ready to pay me out within a week. I ended up claiming through the other persons insurance, and it took 6 weeks to get my payout.

[camr33]

Just Car does not receive any remuneration or commission from AAMI for the services it offers.

They use their assessor centers etc (like I said, they are owned by the same company) and preferred repairers etc. They are not the same company.

Its like coles and bunnings- Both owned by Wesfarmers, but run as their own independent business.

I have detailed knowledge of this, but cannot go into the hows

[N3ptuNe]

Hi mate, Cheers for the speedy reply!

It's their preferred repairs I'm frightened of, I was also rear ended, I had a beautiful Blue TRD Aurion, AAMI’s repairer never blended the colour correct. In the sun light it looked like a frenzy,. Including primer visible. I had it resprayed 3 times, on the 3rd occasion they left over spray on the rear quarters and denied it, the assessor also stated "it shows no spray on the sides from the repairer so it must have been there before"

cost me $800 to have it resprayed privately.

My wife was involved in 2 accidents a rear end from a truck and.. A moron driving in the LHL roundabout to exit the 3^rd exit. Her car still has issues…

From what I understand AAMI and Just Cars let you take the vehicle to any repairer of your choice. HOWEVER and that’s a big however, they will not provide updates nor liaise with the repairer, that’s 100% up to you for nominating your own repairer. Any dramas will not be addresses via AAM between the two

I just called RAA and their willing to ensure me, they also have a “freedom of choice, freedom of my own repairer”

[camr33]

Yeah mate,

Insurance is a complicated issue. It may sound like a cliché, but read the PDS.