i'm with just cars... but i'm female, rating 1 and 25 so my insurance (come august) will be under $1k
location matters:
(1) when i was looking to buy mine, spoke to a girl who was selling her's and she was 27 and rating 1 - but she was paying $2k
(2) when i was looking to move, got a quote to see how much it would change if i switched subburbs, and it went up by like $600