OK..
1st things first.
Loose your avatar pic it looks gay..
Now as most of the guys have given you there 2 cents worth witch i will say is all correct
You will have to pay for this 1 way or another no way around it..
They will not take 5 dollars a week...this is not a phone bill
You will need to borrow the money from somewhere.
Do you own the R33 (are you paying it off)?
Is it in your name?
What can you do to help yourself..???
Remember if they take your car and only get 4000 for it a action you will still have to give them 6500
My advice ..See a solicitor( NOW ) not next week..