You're at NRMA and we here at SAU would love to see greater parity and competition between insurance companies who are prepared to insure grey imports for their full value.
In NSW, the choice (for grey imp) has been Shannons, Guild, Lumley SV, Just Car and now NRMA. Guild though has been pulling out over the last year.
And Shannons and Just Car (APIA and AAMI) are part of the same group. Although there are still differences that make these two somewhat independent eg Shannons covers 1 windscreen/yr c.f. Just Car does not.
Lumley SV is going into heavy advertising on 2UE and 2WS (again in NSW). They're trying to take business off Shannons and Just Car.
They're succeeding to the extent that they're offering highly competitive premiums and at the top end, not eroding sum insured. Just Car suffers in this department (about high-end sum insured).
NRMA has a reputation (so far) in not being in the ball park (in NSW) at all of offering a decent sum insured.
Many people who own grey import muscle cars and turbo cars are peeved that NRMA is still anaemic in this department; and competitive premiums are still debatable too.
I think that NRMA could better estimate what a true worth of a car is, if they insisted on the owner bringing in their pride and joy with a list of itemised modifications to demonstrate their true value.
Then NRMA could offer a better package and eat into the competition above (and we all know that more grey imports are entering the marketplace - and NRMA knows it).
I don't think that an enthusiast would quibble about having NRMA do a look-over before insuring a car! Just Car used to do it before moving to Norwest 1Km away.
Why not make an insurance package more individual since even a muscle car may have improved Rochester carbies, Nardi steering wheel etc?
Lumley SV is prepared to come to one of our Exec Meetings to explain what more they can do for car clubs (in NSW) - since this is part of their advertising.
Can NRMA do this too? Get back to me ('er soon perhaps - because my notice of resignation is effective by the end of 2011).
My 2c