I hear ya Andrew.
I've been the manager and bookkeeper of the business where I work for the past 10 years. Every dollar and cent goes thru me and I see where the money goes. I'd like to think we've got the cashflow well organised having gone from a 3 staff small office, to 12 staff operation with an annual turnover well over $2M per year.
I've done the uni thing too ... left employment and decided on a career change from spray painter to office manager, putting myself thru tertiary studies for the past 12 years, always looking for that next skill and qualification that gives me the edge. I'm still studying even now, and probably will continue to do so for many more years to come. I'm now also assisting with the bookkeeping for two other businesses after-hours in between study. I've also got plans to start my own business, as a business/bookkeeping consultancy and drafting services too, in the very near future (I already have a good reputation with business planning). Once my house extension is done, I'll be setting up my office.
I understand what makes businesses work and how things affect the economy big and small. The words you posted up, Andrew, are spot on regarding giving businesses some relief, or added finance to strengthen their workforce and market. BTW as has also been pointed out (tho not very accurately), sure some businesses fail in the early stages of hitting the industry. But do you know why? Why this number is so inflated? Understand the big picture and how businesses work, and you'll be set for a successful business.
I have a large HECS debt I'm working thru paying off. I pay too much tax. I have a double mortgage, and I'm still building on. Money is getting tighter. But I wouldn't have it any other way. Because I get satisfaction out of what I do, regardless of the amount of money the government gets back out of me, only so bludgers can gamble it away, or shoot it up their arms.