After an unlucky event i have been looking into full comp insurance - Just car
After speaking to 2 staff and the manager to clear things up, It was confirmed that any modification that is deemed illegal in your state will 100% void the policy at time time of claim
Even if that part was not deemed the cause of the accident.
Ie, Coil-overs are illegal in NSW. Even if fully disclosed with Just car i was told not to even bother taking out a policy as it will be void from the start, same with FMIC that is not from factory ect ect, Even things like non factory ride height can void a claim with Just car.
As most of us are would have Just Car Insurance.
Have any of you made a successful claim with a highly modified car?
Also they would only give a maximum agreed value of $15,000....... Does not matter how many receipts you can provide or mods done to the car