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Insurance Blues ...

Guest gtst88

By Guest gtst88,
in General Automotive Discussion

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Guest gtst88

Guest gtst88

Posted
Posted

INASNT,

let me put it this way guys .. cars in australia are wayyyy cheaper than it is in malaysia .. for example .. a R34 GTR V-spec II here would cost less than 100 grand rite ? in malaysia its around 220++ Aussie dollars .. a DC5 type-r here is less than 50 grand but its selling for 100 grand Aussie dollars in Malaysia ..

akeenan,

yes i can get a comprehensive insurance .. its just going to be expensive thats all ..

sven_laptop,

you are right .. i'm not a good driver yet .. everybody has to start somewhere rite ? which one of you here became very good in driving when you just got your license ? nobody rite ?

i might not get the GTT due to high arse insurance prices .. so i'm thinking of other options like a DC5 type-R .. haih .. its so sad ..

thanks guys .. i really appreciate all your views .. especially yours sven_laptop .. ! i'm going to get a less powerful car for now .. a DC5 .. =( and the insurance i'm going to pay is $ 4500 a year .. i know it sucks .. but .. oh well ..

take care guys ! drive safely !

cheers !

NIck

SS8_Gohan Grand Master

SS8_Gohan

Posted
Posted

even tho ur a student, u can still have a decent job. I'm will be a 2nd year uni student this year and i have a decent enough job to get insurance for a GT-T at around $1500, and i'm 19. Haven't got the car yet... but that's what saving is all about. If u want a GT-T, and i'm kinda in ur boat, really want it but it's looking REALLY impracticle, then get it. If u dad is paying the $35K or so to get the car, i don't think he'd mind paying insurance either... well i don't know... he might. Anyways it seems like u've wised up to the whole situation..

wonder when i will? :D

Guest gtst88

Guest gtst88

Posted
Posted
Originally posted by SS8_Gohan

even tho ur a student, u can still have a decent job. I'm will be a 2nd year uni student this year and i have a decent enough job to get insurance for a GT-T at around $1500, and i'm 19. Haven't got the car yet... but that's what saving is all about. If u want a GT-T, and i'm kinda in ur boat, really want it but it's looking REALLY impracticle, then get it. If u dad is paying the $35K or so to get the car, i don't think he'd mind paying insurance either... well i don't know... he might. Anyways it seems like u've wised up to the whole situation..

wonder when i will? :P

hey !

you want a GTT too ? damn .. there are so sweet rite ? nothing can beat the looks of that car in the price range .. but i dont think i wanna get if after knowing the prices of insurance here in australia .. :(

i'm really considering the DC5 type- R .. what do you think of this car ? is it alright ? i mean you cant compare the performance with any skyline as it would lose out straight away .. in terms of looks and everything ?

cheers !

NIck

SS8_Gohan Grand Master

SS8_Gohan

Posted
Posted

heard lots of great things abou the Type-R's, ppl who drive em go "all this crap about FWD, this car shows that it doesn't really matter"

yep, i am thinking about settling for a WRX, possibly a 325i, but the appeal of the R34 GT-T is soooo damn strong.... awesome looking cars, and the performance to match.

to the person who mentioned prosperion before. that's what i was talking about before. But they aren't just an insurance company. The package together the running costs of the car for a year (u sit down with em and budget out what u'd spend on fuel, servicing, tyres, insurance) and then divide into monthly payments. This then comes out of ur pay pre-tax. So u gotta get ur employer's ok to do this. That's what i was getting at about a decent job, cos i don't see this happening thru maccas.

So in regards with insurance with prosperion, they insure more on the CAR rather than the DRIVER, big advantage. U can mod the crap out of the car as long as it's street legal. But u gotta install navtrak, which u'd prob do anyway. Of course they have excessse for under 25's and turbo cars, but the guy i spoke (chris) said it would work out to be $1500 for the insurance part. So as u can see, it's pretty damn good. But it's quite complicated to do it tho. And a bit restrictive for 18/19 yr olds who might want to go o.s. but have to be on a minimum of 12month novated lease. But it's really the only way of getting insurance and plus coming out of ur pay pre-tax, getting a tax benefit there as well.

cheers.

chaos Grand Master

chaos

Posted
Posted
Originally posted by SS8_Gohan

to the person who mentioned prosperion before. that's what i was talking about before. But they aren't just an insurance company. The package together the running costs of the car for a year (u sit down with em and budget out what u'd spend on fuel, servicing, tyres, insurance) and then divide into monthly payments. This then comes out of ur pay pre-tax. So u gotta get ur employer's ok to do this. That's what i was getting at about a decent job, cos i don't see this happening thru maccas.  

cheers.

ok you've completely lost me there, im planning to go threw them cause the offer finance aswell.

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