Insurance = incase shit happens
if you dont crash or get crashed into you should get it back.
its only fair
nrma cost $8500 per year for me in 5 years if u dont crash in those 5 years you could have brought a r34 GTR if you brought a shitbox and saved
22k for my car +8500x5=42500
solution was not to go with nrma Brokers are the best source for cheap insurance
my 27cents