its hard to know what you are facing when you dont want to tell us what happened
but if you got a fine you got a fine, you lose the points that comes with that
if with those point, you equal 12, you lose your licence, vicroads will notify you of that.
the cop that pulled you over, wont know where you stand on your points, he'll just do what he is supposed to do when pulling you over, and hand his stuff into vicroads and they will take it from there