D_I_F

If you don't mind me asking, what is the accident description?

I know of one who hit a maserati - 60k later would suck to be them..

You need to find out if they actually have voided his claim or if they are denying liability - big difference. Regardless of if he admitted fault at the scene or not it's up to the insurance company to determine the lability - they are the experts.. Not the customers. Should have been insured no matter what your age is.. Massive risk if your not..

Small chance.. Not great. Why don't u just have a quote done on the vehicle, have the car assessed and see what the assr says. Even if it does get written off buy the salvage back and fix it yourself. The insurance will pay you squat all it the car has never been assessed. Even if you fix it yourself and try to sue there's no chance you will get back 100% of the cost and you'll be paying for the cost of your solicitors..

Mate you have no idea what you are talking about. The 2 types of total losses you are referring to are; 1. economical total loss (repairable write off) 1. Stat write off (unsafe to repair and re-register) A total loss is determind when the cost of repairs and the salvage amount exceed the sum insured or in this case the PAV (pre accident value) The insurer has no contract with a tp but they still have all rights to write off the car and pay out the total loss amount which is determind on the market PAV at the time of loss. The insurance companies cover you for up to 20 mil is because there is usually a standard amount they have to cover you for. IE if you crash in to a commercial building, plane or boat, you will be covered.

Replace the dog and sell the old one off

Best Car here..

I thought that may have been the case. I think the best one is flamin mongrel.

Heres a bunch of companys under the yellow pages http://www.yellowpages.com.au/search/listi...adingCode=28452

I'm confused. 'insurance company employees'? Sorry to hear about the car. Really sucks dude

Even if you go through the insurance company they will want to assess it. Because the car is more then 15 years old no wovr is required. Whichever way you go they will most write the car as an economical loss it may just be cheaper for them to write it off.

tax agent.. also tax deductable.

Hi guys, I have for sale discs 1,2 & 3 of season 1. (6 disc to season 1) Good condition, no scratches. English version. $15 each or all 3 for $40 Pm me please. Cheers, Corinne

Most of the GIO policies merged over to Shannons & Just cars as Matt just said. If you were midway in policy period it would have just switched over and the premium wouldn't have gone up.

Matt - should have stuck with GIO

Famous don't have the best policy benifits.. The excess are extremely high too.. like JC insurance..

Totally agree, the last thing those people want are you screaming down the phone at them or you thinking you know everything about risk and liability.. people just need to stfu!

Can I have love hearts around my name?

Woooooooooooooo go Fatz!

Yay Yay Happy Birthday Neil!

Lol.. Wtf..

Kinda like this?

Most insurance companies will only do that if you can prove that the TP is uninsured. That's why it's recommended to have full comprehensive. That's the service that you pay for.

All you need to do is call up the NRMA and let them know you are the TP1. Your car will most likely be 95% chance that your car is a total loss. Advise them you are going to have the veh quoted for assessment and just have a quote emailed or even to call them up and let them know the total amount. The value of the veh is determind through various websites.. some use glasses, car sales to compare the same model and conditions. pre accident value minus - salvage value Good luck to you.. I know how much of a pain NRMA are from exp.

Bai bai Sammeh! xoxoxoxoxo BoBo say bai bai too!