Good to hear Charles, that's a very reasonable price from Shannons considering your age, the car and the agreed value. Definitely go for that. The peace of mind of knowing you are covered no matter what happens is great. You couldn't replace the car easily if something where to happen to it so you have one less worry on your mind. My three cars of value (all over $15k) have all had full comp insurance and I'd have it on any car worth more than $5k.