Sorry Steve had to laugh at that one.
Ive been with Just Cars since ive owned my car.
Had to make a claim a year ago and everything was taken care of while i was out of the country. Came back and the car was fixed and waiting.
Also the mods list on my policy is longer than a rap sheet on a Rosemeadow rioter, and at 2k for my premium i think i have done well.
But as Chris said everyone is in a different situation and honestly cant compare one policy to another. Unless you are twins and own the same car,have the same driving record and live in the same house.