265 on an 8inch wheel? Overkill bad. + wouldn't look too nice as the tire would stick further than the rim. Im running 245/40/r18 and they sit perfectly on my 9.5 inch wide rim.
All ash is saying is to be careful. If people are contributors to SAU and are part of the official state club you can trust that they aren't going to stuff you over. I would have no problem EFT'ing money to them. But giving money to someone with a small amount of posts that you dont know will probably end up with them dodging you.
As long as you learnt your lesson now and hopefully it wont happen again.