Hbf Insurance

[ix9]

HBF Insure imports, to good drivers over 21

Just cars was even more expensive, had to pay premium up front, and had ridiculous(sp?) excesses!

[MearCat]

I agree. For me (30 yo, Rating 1, no traffic infringements or accidents in last 5 years, 96 R33, heaps of mods, value $25K) Just Car was $1064 with excess of $1500+. HBF was $960 with $200 excess. The fact that I'm 30 probably has a lot to do with the low HBF excess too.

[Pal]

with hbf to, got both my cars with them, both imports. pay $766/year,200 exess on $17000 with wheels and exhaust insured. soon to have fmic

[_8OO5TED_]

WTF?!?!

HBF quoted me $1470 per year for a heavily modified R32 for $18k.

I had to fax them an evaluation of the car listing all mods, and the evaluation was to be done by a licensed car dealer.

Why the hell was my quote so high? I have a good driving record, I was 38 at the time, though I had no NCB as this was my first attempt a MV insurance.

By the looks of it they don't know what they're doing.

<{POST_SNAPBACK}>

Definately your no claim bonus is the reason, had you of been on a top rating of 60%+ you would have a premium of well under $1000

[342Four]

makes sense

old(ish) car (over 15 years)

your over 25 (as soon as ur over 25 the insurance costs plumet rapidly)

i wish my car was on the same scale of cheapness to insure - and i drive a 97 excel for shits sake

its insured under me old mans name - $560 dollars later

(it would have cost me around $1000-1200 to insure it in my name - friggen rip off)

[STAGE-A]

all my imports have been with HBF excellent service and even better price

[noise]

hbf are full of shit.

they told me they wouldnt insure my GTT because it was heavily modified.

It has a stock turbo and stock internals.

Edited February 11, 2006 by noise

[ANIM8R]

just cars just dropped my insurance by $117 a year, down to $906, rating 1. to the value of $17000

and im 22 with a turbo

[Steve]

Just cars told me they werent interested in insuring me (and quoted me over 2K)

Unique have insured me, but will only insure car for max of 16K (mods ok), and are charging me nearly 1100 pa to do it.

Torque just quoted me a bit over $800 for 25K insurance (reasonably modded S13), choice of repairer, salvage rights etc

best part though - they will even give insurance to my car when its on the track (for an extra fee of course) - is there anyone else that does this????

[Pal]

how much exess on that steve?

[Rhianne]

i got a letter in the mail a week or so ago from HBF to inform me no one under the age of 23 will be covered by their insurance any more for my vehicle due to it being a high powered vehicle, lucky i turned 23 the other day so im still insured.

hbf seems pretty good, bf and i pay $1900/yr with average driving history and the excess is pretty low, we are allowed any mods so long as the internals arent touched

[noise]

i got a letter in the mail a week or so ago from HBF to inform me no one under the age of 23 will be covered by their insurance any more for my vehicle due to it being a high powered vehicle, lucky i turned 23 the other day so im still insured.

hbf seems pretty good, bf and i pay $1900/yr with average driving history and the excess is pretty low, we are allowed any mods so long as the internals arent touched

<{POST_SNAPBACK}>

I got told powerfc's are not allowed.

[Steve]

how much exess on that steve?

<{POST_SNAPBACK}>

$250

[_8OO5TED_]

best part though - they will even give insurance to my car when its on the track (for an extra fee of course)

How much extra? and can you give an example of what track event they would cover for? not a drift comp or anything like that, right? do u mean, for test and tuning on a track they will coveR?

[Sneeza]

Noise - you're right.

I just got my 'you need to get a valuation letter' and I rung up to inquire about mods. The only ones they will allow and insure (if listed on your valuation) is exhaust, intercooler, suspension and body kits. They specifically said NO aftermarket computers.

[rev210]

HBF are cheap.

You get what you pay for sometimes don't you?

Took them more than 7 months to repair my car. They stalled the entire process over a dispute on quality of repair (note choice of repairer means they still have final say on what gets fixed and how well). I got what I wanted because I demonstrated a legal knowledge of this element of insurance law and pushed the point almost to a court date.

The small amount of money I saved on the premium was not worth the time wasting stressful process they put me through.

Big thumbs down for quality.

I'd like to add that the health insurance side is very good however

[rev210]

deleted

Edited February 19, 2006 by rev210

[rev210]

deleted

Edited February 19, 2006 by rev210

[Disko_Tek]

just got a few quotes to insure my new r33 gts-t

SGIO for me alone (19f) $5817

for my mum as first driver me as second $2807

RAC wouldnt give me a quote because its an import and they wanted me to go in and get it assessed and the chances of it getting insured were low and i was looking at a min of $3000

about 5 other places wouldnt do it because

1) its an import

2) its turbo

3) im 19

rang just car they quoted me full comp with minor mods i have total $1785 with xs of $1150

with my dad down as secondary driver

or thrid party fire theft $458 and xs of $1000~ and that covers me for $5mil damage

i think i found a winner!

although i have a clean slate. no claims no disquals, etc...

it will raise once i get few other things on there but hey... concidering ti droped from $6k to $2k im pretty happy

[_8OO5TED_]

shanons cover you up to $20k for track days, in standard policy.

<{POST_SNAPBACK}>

I very much doubt you would get that on a late model import, unless your extremely lucky and its specified on your policy.....

Shannons offer full coverage for your vehicle if you undertake a proffessional driving course in your vehicle, but not for track use........

Edited February 13, 2006 by _8OO5TED_