Help with insurance etc

[imperium]

Im really starting to think about purchasing a skyline most likely a r33 gts-t or gts.

I just need help on how much the insurance would cost BECAUSE im only 18 and had my licence for only 6 months?

And do most skyline owners have comprehensive insurance (for obvisous reasons)? or just third party ?

[ecl]

theres are several insurance threads

do a search

you may find insurance maybe quite high due to you only being 18 with a skyline

however, try "famous insurance", i got a freak premium which is very very low

0%, SYD, GTT .. under $2.7k prem + other standard costs

[Brody]

Don't bother with insurance.

Youve got a much higher chance of smashing ure car into a pole and dying than u do of having it stolen. Keep the money so you can leave it to your family.

[imperium]

Are u trying to bash my driving skills, just because im 18

[skylinedrifter]

u can always apply for just car's 3rd party fire and theft. that'll set ya bak 800bux though.

i havent dealt with famous before, sooo i dunno what they are like.

[Brody]

Its nothing personal, though at 18 you have only had so much experience.

And since the insurance companies take this view also, ure insurance will be high.

[LBR33]

Mabey when you are a bit older and you will be able to get a skyline cheaper too.

[siksII]

i had a skyline when i was 18 and on red Ps and had no problem with police or killing myself. It was actually my second car.

i just got a tracking alarm, and third party property for $660 from just cars.

if you want one and have the $$ get it just be careful anything can pop out on the road in front of you (including police)

its best to take part in a defensive driving course, which is usually an eye opener for an inexperienced driver.

[typevu]

i dislike the 'adults' thats whinge like a little girl about this kiind of thing, they watch the news too much...

[siksII]

i dislike the 'adults' thats whinge like a little girl about this kiind of thing, they watch the news too much...

i would say their whinging is pretty reasonable.

if i was older and say had a family i sure as hell would complain about p platers. and more importantly the government which is the source of all these p plater problems.

imagine the worry every time u let a family member borrow a car when u know they have a statistically high chance of getting wiped out.

(i am a p plater.)

[leb]

Can people PLEASE stop blaming the government. Blame no one, accidents happen, no ones a "perfect" driver hence why there are speed limits so people can drive more in control but so there is less chance of crashing

Why do you think the RTA brought in the P2's ? So people who drove stupid would lose their license as they still did not have 12 demerit points for another 2 years.

I am 18 and yes I love my cars, I am totally opposed to banning high-powered vehicles for slightly younger drivers. There's idiots on the road, statistics don't lie. A large majority of people are under 25 (particularly male) are at least THREE times more likely to crash. Im not saying P-platers are idiots, but the stereotypical person see's a P plater accident and claims they should all have more experience. Therefore, all P-platers get slapped hard for insurance because of the stereotypes.

This then leads to insurance companies having to play the probably game with people under 25 who haven't driven much especialy high powered cars.

A mate of mine is an idiot when it comes to driving, he consistently drives out of his limits in shit cars and in the last year has written off two cars. He still has not learnt his lesson but nags his mates who own rotaries and turbo'd cars to be able to drive them. They say no funnily enough.

imperium, I know you may think your the best driver but we are all improving the more we drive. I don't know whether you have your CAMS or anything so I'm not bashing your driving skills but honestly, do an advanced driving course if you are serious about wanting a turbo'd car. They're only $300, it may save you and even your mates life one day.

Good luck with finding your new car, as for insurance I would stronly recommend Just Cars 3rd Party Fire and Theft - However the payout for theft is weak (about 1/3 of actual car's value

[imperium]

Yeah i was definately going to go on the advanced driving courses, do u use your own car with them or the companies ?

Yeah i know im not the best driver in the world but reading some thread (like the EVLR34 thread) has really opened my eyes when driving over the speed limit etc. All i can say is im a sensible driver... thx leb and everyone else for the advice.