Hey saff_cossie,
Is your Cossie imported from Uk or Oz delivered (i doubt this) if it's Uk spec, then RACV are weird...
JCI is reasonable because i shopping around for my RB30 Patrol, RACV 3rd party, $717; i asked JCI, my quote was $710 3rd party... the most strange thing was... when i said i got turbo package RACV tought mine was diesel, JCI asked me if this is Modification, i said yes...
I'm 17 btw, young ppl get the most expensive insurance estimate because they are highly likely to be involved in accidents... You know insurance, they are like your parents...
keep shopping for insurance u might end up with the price ur happy with.
Cheers
Grant