$6 million dollar question.........
The attraction of HKS is they often [not always] offer packages. That is turbo, dump, oil/water hoses and fittings, bolt up nothing else required. Experience tells you that there will always be something they don't have in a kit, but essentially its a simple install. HKS are much dearer initially because they are a kit, and they are HKS.
Garrett turbo's are just that........a turbo in a box. You can then set about organising your own [usually custom or second hand] dump/front, intake, and oil and water lines. Garrett are very cheap [for what you get] initially, but end up costing nearly as much and take a bit longer to install as you make things on the fly. They are much more expensive if you get someone else to do the work.
I went with the garrett, but sometimes during the install wished I'd bought a HKS [when I was waiting on a part or something wouldn't work right].
HKS are generally thought to have slightly better performance figures, but it's hard to actually prove.