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What Insurance Are You With?

ZILR-34
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xRHETTx Mentor

xRHETTx

Posted
Posted

I'm rating 1, 23 living in Victoria with an r32 gtst and currently paying $900 with Justcars for agreed value of $15k. I think its awesome value.

I started 3 years ago on rating 3 at 21 paying $1700.

But please do a search.

And dont get 3rd party, your car is only covered for $5k so it works out to be more expensive per dollar value of car for less coverage!

_8OO5TED_ Mentor

_8OO5TED_

Posted
Posted

Hey guys,

If your interested in a full comprehensive quote, I work for Shannons Ins.

If your looking for;

Agreed Value

Choice of Repairer

Free Windscreen Cover

Pay by the Month (at no extra charge)

Modifications cover (minor and extreme)

Driving Course Cover

PM me with your contact details and I would be happy to help out as long as you havent had a recent loss of license ;)

xRHETTx Mentor

xRHETTx

Posted
Posted
Hey guys,

If your interested in a full comprehensive quote, I work for Shannons Ins.

If your looking for;

Agreed Value

Choice of Repairer

Free Windscreen Cover

Pay by the Month (at no extra charge)

Modifications cover (minor and extreme)

Driving Course Cover

PM me with your contact details and I would be happy to help out as long as you havent had a recent loss of license ;)

Hey 8oosted do they deal with under 25s with turbos? My renewal with Justcars is coming up and I'd be willing to change for the right price... I'll be 24 by the way.

Rhett

gazza750 Veteran

gazza750

Posted
Posted
whos had luck with agreed valu and with who i have moded 32 engin ets no one i have found will insure for more than 15 k

cas has cost weel over 30 to replace any help appricaited

i just checked through my policy and its agreed value and i can buy back the wreck if its a writeoff not bad for 750 a year comprehensive

mad082 Grand Master

mad082

Posted
Posted

i'm 23 with a '95 gts-t. with just cars i was quoted about $950 but ended up paying $1070 cause i put the missus on there cause she is only 21. but cost really comes down to where you live. someone in the country will have a lower price than someone in the city for 2 reasons. 1- more chance of a crash in the city, 2- more chance of the car being stolen/broken into in the city.

_8OO5TED_ Mentor

_8OO5TED_

Posted
Posted
i'm 23 with a '95 gts-t. with just cars i was quoted about $950 but ended up paying $1070 cause i put the missus on there cause she is only 21. but cost really comes down to where you live. someone in the country will have a lower price than someone in the city for 2 reasons. 1- more chance of a crash in the city, 2- more chance of the car being stolen/broken into in the city.

There are a number of things that affect premium;

1. the agreed value u want, the higher it is, the higher the premium.

2. your no claims bonus or rating, this would probably have the single greatest affect on the premium.

3. age of the driver/s.

4. level of modifications.

5. garaging suburb.

all these, among other things, can affect premium.

P.S I heard just cars dont cover your vehicle if its stolen from being kept on a street over night?! is this truE?

Gts-t Grand Master

Gts-t

Posted
Posted

All i can say is just cars will repair your car with second hand parts, they will not give marked or agreed value, unless they consider agreed value what they agree on not me.

Your repair quote goes online and the cheapest reparier gets the job.

I am with just cars, spent about 3-40k on shit and i think they insured it for 15 or 16, i mean honestly by the time i get the excess taken out what have i got? change compared to what ive spent anyways.

When i hit 25 i will change over to shannons, just gotta stay clean untill then hehe. Gets easier with age though :wave:

edspaged2 Rising Star

edspaged2

Posted
Posted
Yeah i think racv quoted me $15k or so a few years ago - basically they dont insure them.

15grand!!!! Holy crap! Mine is exactly $1726 dollars a year through JC. What makes insurance companies think they can charge people that much a year?! 15grand! Thats ridiculous! The insurance would probably be worth more than the car!

xRHETTx Mentor

xRHETTx

Posted
Posted

The idea is that they dont - they dont want the hassle of insuring an import to a young driver when there are plenty of 40 year olds driving VT commodores out there they can easily make their money off.

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