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Cheapest Ctp?

Hoffman

By Hoffman,
in R Series (R30, R31, R32, R33, R34)

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RCEBNR Rising Star

RCEBNR

Posted
Posted

yeh here in vic all the CTP stuff is incorporated in our yearly rego fee.

what u want is 3rd party/property insurance (some have a fire and theft option, usually up for $5000 damage, for an extra fee)

driving an import and being on your p's your best bet in vic would be to look at just cars (www.justcarinsurance.com.au)

enjoy

32GTRB Proficient

32GTRB

Posted
Posted
dude. CTP IS THRIRD PARTY. That's what it stands for. Compulsory Third Party

they're both "third party" CTP - compulsory third party. the other one is "Third Party Fire and Theft".

i was talking about both (id say ctp for greenslip as it removes the confusion)

CTP-covers damage to other persons

THIRD PARTY- covers damage to other's property (just car also have a fire and theft OPTION, which costs a little more)

considering your on your p's (as i am now, greens though). i did an online quote for THIRD PARTY FIRE and THEFT, and it turned out to be 565 for a 17k r33 series 2. no mods

for me, ctp greenslip is about 500 as well.

In NSW, a CTP greenslip is compulsory for vehicle registration, i guess its not compulsory in other states.

If you weigh up the pros and cons, having comprehensive insurance means that in 3 years time youd be able to buy another car already. however in the event where you do stuff up, then you have the added benefit of getting all your money back (if you add mods, and dont tell the insurance company, they WONT reimburse you, also your premium will go up). add to that a $2000 excess for a male under 25 driver with a performance car (this is all for just cars). and youll be paying $5000 a year if you make a claim.

your premium will also go up if you make a claim.

B0oStEr Mentor

B0oStEr

Posted
Posted

Comprehensive insurance is often not worth it for p platers.

My son bought a r32gtst for $10k

He priced comprehensive and best price was $3200 premium +$1000 basic excess + $1000 under 25 excess + $750 inexperienced driver excess so he decided against it.

After having his car on the road 14 months he had a crash which could have been considered a write off.

Everyone told him you should have been insured so he did the sums.

1st year premium 3200

2nd year premium (10%ncb) 2880

basic excess 1000

under25 excess 1000

inexperienced excess 750

Total insurance cost $8830

Also the insurance company would have kept the wreck which he could sell for at least $2500

In this case he is $1330 better off by not being insured.

craig V8 taffe Community Regular

craig V8 taffe

Posted
Posted

Cheapest CTP...AAMI is pretty good. i'm 22 and was quoted 560 last year.. they're all pretty much the same.

For thrid party prop plus 5k fire & theft... i went with justcar for 548 but they've jacked up the price 100 this year to 648.

B0oStEr Mentor

B0oStEr

Posted
Posted
Wow which insurance company charges excess for inexperienced driver?? Thats insane..

I can't remember which company it was but the other companies charge it anyway and call it under 18 driver excess or whatever either way the excesses total nearly $3000 for an 18yo driver.

  • 4 years later...
  • 2 months later...
rondofj Veteran

rondofj

Posted
Posted

hey Jon,

I cannot get that price on the MAA website and also on AAMI website -substituting a 200SX as there's no skyline (couldnt be bothered to ring them), I get $693 from both websites - the MAA website I can list the R34GTT Skyline as an option.

Cheapest for me is QBE at $516.

How did you get $375? Thats impossible mate, can you please put up your website quote from the insurer here?

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