Topaz Posted September 28, 2006 Share Posted September 28, 2006 Insurance at 20 = $2200 Insurance at 21 = $1175 Me = Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2537701 Share on other sites More sharing options...
Ionos Posted September 29, 2006 Share Posted September 29, 2006 My experience with Just Car was also good - had my R33 stolen 3 months after purchase and never recovered - it was insured for agreed value. The claim was sorted out efficiently with no resistance and a minimal amount of fuss. Would definately insure with them again. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2539235 Share on other sites More sharing options...
Green_s13 Posted September 29, 2006 Share Posted September 29, 2006 R32 gtst $14000 agreed with just cars I'm 24 rating 1 and Im paying $920 a year.Shannons could even come close to that deal. Yup i just had the same thing $913 for me i'm 24 and rating 1, shannons where $1600 Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2540786 Share on other sites More sharing options...
insu Posted October 1, 2006 Share Posted October 1, 2006 (edited) I'm seeing a lot of variation here with Justcar. When I got my quote, I did it a few times online, same everything entered into the fields and each time it came back different. I finally got $1800 for full comp for R33 Gts-t for full purchase price when I was 19 (mods: Exhaust, pod, stereo). Now i'm 20 and it dropped to $1,341. I'm pretty happy with that, though they dropped the value of the car by $600. Has anyone noticed that JCI's excess has gone up though? In 2005 it was as follows: $400 Standard + $400 for driver under 22 or, $300 for driver over 22 and under 25 + $700 Due to vehicle and modifications 2006 Now with the car exactly the same: $400 Standard + $600 MALE Drivers 16-21 or, $350 MALE 21-24 (I havent bothered to put in female excess) + $700 due to vehicle So basically my excess has gone up $200 for no reason the pricks. Oh and one more thing, as far as I can see on all my old Renewals and the PDS there is nothing extra to pay if the car is stolen (apart from the $400+600+700). But I did a quote online yesterday for shits and giggles to see what they'd give me with different mods and it came back roughly the same, however attached to the bottom was: Additional Theft Excess: $1000!!!! So that'd be: $400 + $600 + $ 700 + $1000 if your car gets stolen thankyou very much! Thats a $2,700 excess for those who are bad at maths. As far as I can tell however they haven't added this $1000 theft excess onto my insurance policy though? I hope not anyway, its bad enough with the extra $200 on my age. Sorry, End rant. -Insu Edited October 1, 2006 by insu Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2544309 Share on other sites More sharing options...
jonjon Posted October 2, 2006 Share Posted October 2, 2006 i think that the $1000 theft excess is the only amount you pay if your car gets stolen and the $1700 is the amount you pay if you are involved in an accident and are at fault. of course you wont have to pay these amounts if 1) you were not at fault at an accident and you have the details of the other party or 2) you know who stole the car/police catch the criminal. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2544916 Share on other sites More sharing options...
NA power Posted October 2, 2006 Share Posted October 2, 2006 18 year old R33 1995 GTS (no T) $685 Third party $3000 full comp bullshit i think..... Neva had a crash or lost my [p] owell........... Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2545201 Share on other sites More sharing options...
ZENNON Posted October 2, 2006 Share Posted October 2, 2006 You've got my vote Justcar Yeah I was impressed with (and accepted) their full comp quote for my R32 (with all mods) for $1099 especially since I lost my licence earlier this year for speeding (Friend of mine suggested them cos he has his crazy Verada with them) Tried getting a quote from Famous but they never got back to me... Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2545246 Share on other sites More sharing options...
d0p3y Posted October 2, 2006 Share Posted October 2, 2006 (edited) JCI's service is alright, but their premiums are crap. AAMI is cheaper for me, and I'm only 20. You'd think since JCI are supposed to be the 'cheaper alternative' underwritten by AAMI that it would be the other way around, but it isn't so. Edited October 2, 2006 by d0p3y Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2546704 Share on other sites More sharing options...
GT-R32 Posted October 2, 2006 Share Posted October 2, 2006 JCI's service is alright, but their premiums are crap. AAMI is cheaper for me, and I'm only 20. You'd think since JCI are supposed to be the 'cheaper alternative' underwritten by AAMI that it would be the other way around, but it isn't so. Simply depends on the individuals situation which rates come out better. But you are right at your age you'd expect to be in Just Car's market - not AAMI's. You just can't tell... but you are enjoying better excesses with AAMI I would expect anyway. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2546726 Share on other sites More sharing options...
dano4127 Posted October 4, 2006 Share Posted October 4, 2006 another happy customer here: 21 with average history ( lisence suspention x1 not at fault acc x3 ) Insuring R33 S1 with fair few mods + sound system and 3K wheels $1400 year Just made a claim: Not at fault accident - Front damage $2500 to fix and gave me choice of repairer ( they are not even AAMI Approved ) and they didnt want to look at the car just approved it over the phone - no hassles verry impressed we pay big money to insure our cars the service should be good (problem is it so often is not) Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2552305 Share on other sites More sharing options...
xRHETTx Posted October 5, 2006 Share Posted October 5, 2006 JCI's service is alright, but their premiums are crap. AAMI is cheaper for me, and I'm only 20. You'd think since JCI are supposed to be the 'cheaper alternative' underwritten by AAMI that it would be the other way around, but it isn't so. What car do you have? Usually AAMI doesnt touch imports, thats what Just cars is for. They are the same company anyway. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2556046 Share on other sites More sharing options...
R33_Rob Posted October 5, 2006 Share Posted October 5, 2006 (edited) Just cars 1994 R33 GTS (full comp) = $2400!!!!!!!!!OMG IM BEING RIPPED but they were the ONLY place that would touch my car next year it will be $1700 and $1800 if i turbo it BUT, if i throw a turbo on it this year they will only charge me and extra $8.00 weird huh??? EDIT: i forgot to mention im 17, so i guess it isnt that bad in the big scheme off things. Edited October 5, 2006 by R33_Rob Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2558770 Share on other sites More sharing options...
akeenan Posted October 5, 2006 Share Posted October 5, 2006 JESUS, your 17 and paying 2400 a year...... what a waste of money! Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2559200 Share on other sites More sharing options...
d0p3y Posted October 6, 2006 Share Posted October 6, 2006 (edited) What car do you have?Usually AAMI doesnt touch imports, thats what Just cars is for. They are the same company anyway. Price difference for my brand new Tiida: Just Cars wanted like $2100 or something rediculous. AAMI insured me for $1300. I thought since I'm "Young" and "Just got my licence" (well not really) that Just Cars would offer a slightly more competitive premium.. oh well never mind. That said the same story was present when I had my (import) RX7, JCI were heaps pricier than other quotes I had. Maybe they just don't like me Edited October 6, 2006 by d0p3y Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2561466 Share on other sites More sharing options...
RustyR32Gtst Posted October 8, 2006 Share Posted October 8, 2006 (edited) JESUS, your 17 and paying 2400 a year...... what a waste of money! When you have an accident and your at fault or it's not your fault and the other party isn't insured $2400 isn't a waste of money buddy, bent bits on a modified car add up pretty quickly, not to mention if its stolen or catches on fire. Edited October 8, 2006 by SNISMO Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2564043 Share on other sites More sharing options...
trimmer Posted October 8, 2006 Share Posted October 8, 2006 i just got a quote from just cars for an r33 gtr v spec, $1400 including minor mods. not too bad I think im 25 did the quote with justcars using that same car they told me $2165 i have no bad records in the last 3 years?? am i missing something?? Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2564088 Share on other sites More sharing options...
RustyR32Gtst Posted October 8, 2006 Share Posted October 8, 2006 im 25 did the quote with justcars using that same cathey told me $2165 i have no bad records in the last 3 years?? am i missing something?? The suburb you live in and other aspects such as where the car is parked at your premises, lockable garage, carport, street ect all have an influence on the price of your insurance. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2564101 Share on other sites More sharing options...
akeenan Posted October 8, 2006 Share Posted October 8, 2006 (edited) When you have an accident and your at fault or it's not your fault and the other party isn't insured $2400 isn't a waste of money buddy, bent bits on a modified car add up pretty quickly, not to mention if its stolen or catches on fire. buddy... ? wasnt aware weve met? . my comment went straight over your head. insurance is very worth while but i dont see the sense in a 17 year old paying so much for insurance.. but at least he has it. ps: thanks for the stating the obvious regarding the costs too. i had no idea// END SARCASM Edited October 8, 2006 by akeenan Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2565261 Share on other sites More sharing options...
RustyR32Gtst Posted October 9, 2006 Share Posted October 9, 2006 buddy... ? wasnt aware weve met? . my comment went straight over your head. insurance is very worth while but i dont see the sense in a 17 year old paying so much for insurance.. but at least he has it.ps: thanks for the stating the obvious regarding the costs too. i had no idea// END SARCASM MATE , he asked if he was missing something, so i informed him why his quote was different to the other guys. If you want to drive an import at the age of 17 thats the price you pay, your comment didn't go over my head BUDDY, if your going to post, make it of a constructive nature, thanks PAL// END OF SARCASTIC POST. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2567508 Share on other sites More sharing options...
duff Posted October 9, 2006 Share Posted October 9, 2006 what are other people paying for insurance for R33 gtr's and what are your conditions. i got a quote for full comp for $2200 from just car insurance. thats a daily driver, with unlimited mods, im 25yo and a rating 1. my excess is $2000 for a prang. Link to comment https://www.sau.com.au/forums/topic/135906-impressed-with-justcar-insurance/page/2/#findComment-2567632 Share on other sites More sharing options...
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