Jump to content
SAU Community

Recommended Posts

i reckon with these insurers, if u give them competition to deal with, they'll match the offer at least. Like im currently with just cars for my r33 gtst and i only have 3rd party which costs 600 dollars. I rang ryno and they offered 1600 for full comp. I rang justcars and they said that they could do full comp for me for 1700 but only for an agreed value of $8000, cos thats what i told them i bought it for :P So i told them that i wanted to cancel my 3rd party because if i was going to get comprehsnive cover, i wanted to cover it for at least market value. So they got back to me and said they could do full comp for an agreed value of $15000 at the same premium of $1700. Even though ryno is still cheaper id rather stay with just cars purely based on reputation.

Edited by moonus
  • Replies 70
  • Created
  • Last Reply

Top Posters In This Topic

..so what's your point from this?

Shannons act as an agent for Australian Alliance Insurance (but are wholly owned by them), it is often the way the insurance world works. No trouble at all, nothing wrong with legal agreements!

ETA: Prior to being bought out Shannons acted in the same way the 'smaller' ones do. It is common and nothing to worry about.

GT-R32 - well,

its very similar mate!

windscreen, usage policies, ncb etc etc - very similar to shannons!

Oh yes, shop around, but Im happy where I am :cheers:

Yep, very similar I agree. Certainly a case of much of a muchness. Definitely simply a case of shop around, but don't be nervous if you haven't heard of them from TV or 'everyone' being insured through them is my point. :D

Edited by GT-R32

:glare: Just got a quote through from Ryno

Vehicle: 1993 - NISSAN - SKYLINE GTR HR32 2D COUPE 5 SP MANUAL (Used)

Postcode: 2217 (south sydney) NCB: 1

Driver Age: 30 Youngest driver age: 30

Sum Insured: $29,000 Finance: Yes

Basic Excess: $500.00 Age Excess: $400.00

Annual Premium:

Base premium: $725.10

Fire Service Levy: $7.25

Stamp duty: $40.24

GST: $78.23

Policy Fee: $50.00

Policy Fee GST: $5.00

Gross Premium: $900.83

No accidents/claims/tickets etc

Special conditions:

VEHICLE MUST BE KEPT IN A SECURE LOCKED GARAGE.VEHICLE MUST BE FITTED WITH AN AUSTRALIAN CERTIFED ALARM SYSTEM.

(****NOTE does not mention tracker required****)

Seems stupidly cheep! I am actually a bit worried! I mean Shannons was $1750 and I thought that was cheap!

Would love to know if anyone has claimed with them.

I called them for a quote, left my phone number and was told i would get a call back later that afternoon..

It has been days since then and still no call. Had that experience with Famous Classic a couple of times too, and i have a policy with them. Guess you cant expect too much from smaller companies!

  • 5 weeks later...

Ok, just received my Just car renawal notice:

They want:

$902 - agreed value $23800 - excess $400

Got a quote from Ryno few weeks ago:

$976 - agreed value $37000 - excess $500

I'm about to go pay a visit to Ryno coz they're at Coopers Plains, just 15 mins from where I live to see if they can tweak their premium a bit. Ryno allows you to pay by the month at no extra cost has won me. Everything else seems similar to Just cars including mods etc...

Which would you choose if you were me?

I had an awesome quote back from ryno but I'm just not 100% convinced yet. You know about the old saying...... "If it sounds too good to be true, it probably is !!"

I've been screwed over by quite a few companies lately and am very hesitant to jump into anything now days. The problem is, if a company does take your money and then defaults on their agreement, most people don't have the $'s to fight the company in court. I'm not saying that Ryno fits in this category but I'd like to see if they're around in another year's time and if they have lots of happy clients. :huh:

I rang them for a quote... to be honest, I am a bit nervous as they are pretty small... not very well known and what's more are based in only 1 state - QLD...so yeah... did some research....and found that these guys are actually only the broker that deals with Caliden Underwriting NOT and insurance company in their own right... in other words, these guys refer business to Caliden and acts on behalf of the client...

All insurance companies have brokers. JustCars is a broker... it gives you no real significant advantage to have them owned by the actual insurance company apart from the name. Legally they're seperate entities anyway so if Just Cars goes bust it's the same as Ryno going bust - their underwriting insurance company ain't necessarily comin to the rescue.

All insurance companies have brokers. JustCars is a broker... it gives you no real significant advantage to have them owned by the actual insurance company apart from the name. Legally they're seperate entities anyway so if Just Cars goes bust it's the same as Ryno going bust - their underwriting insurance company ain't necessarily comin to the rescue.

Very true. I have now swapped ALL of my car policies (3 at the moment) to Ryno. They are very very cheap!

Did you get a further discount with Ryno for having more then one car with them?

Do they insure NORMAL cars like civics (non modified)?

I think they do normal cars as long as you have something else with them? Or even demonstrate you are a car person even? Dunno, give them a call I would say.

I called them for a quote, left my phone number and was told i would get a call back later that afternoon..

It has been days since then and still no call. Had that experience with Famous Classic a couple of times too, and i have a policy with them. Guess you cant expect too much from smaller companies!

Same, must be busy!

i applied for an online quote and got declined... received this in my email.... "Unfortunately on this occasion we are unable to offer you a quotation as the details you have submitted do not meet our mimimum underwiting guidelines." is there a minimum requirement thing?

Edited by ducki

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • Apologies for the long post, but needed somewhere to lay out the entire timeline of events and actions taken:   I've got an 89 GTR with a R34 RB in it. It's been running great all year, driven probably 500KM in the last month. It's not my daily driver, just a weekend fun car.    Build info: R34 RB26 - HKS 2.7 stroker kit, HKS adjustable cam gears, HKS turbo upgrades, Trust intercooler, R34 factory DENSO 440cc injectors, JUN chipped/tuned R32 ECU. All of this work was performed in Japan back in 2019.    Thursday 10/2/25 - It's a nice day and decided I'll drive it to work, I start it up in the garage and I notice it took a few extra cranks and sounded a bit funny. I figure maybe it was just because it was a pretty chilly morning. I pull it out into the driveway to warm up a bit before leaving. As I leave the driveway, it feels very off and sounds like a misfire. I pull it back in the garage to deal with after work and take the daily to work. I was able to diagnose it as a cylinder 5 misfire with the old spark plug test (unplugging each plug until a sound change with the engine running). I take off the whole ignition system, ignitor, plugs, spark. *Important note, it is still on the R32 ignition system with the separate ignitor system. I test each system with a multi-meter and nothing presents as a smoking gun. I put it all back together and it starts up no issue. I go ahead and order the PRP R35 ignition conversion kit. It should arrive today (10/13/25)   Friday 10/3/25 - Another nice day, car starts up great and drives great all day. Very pleased that everything seems to be OK   Sunday 10/5/25 - Decided I'll take it to play some golf, load up and drive to the course about 25 minutes away. Drives wonderful the whole way there, I pull in the parking lot and the engine completely comes to a stop. I do not recall if it sputtered at all, but just remember all of the sudden the engine was off. I roll it into a parking spot, try to crank it back on and nothing.  It'll crank and crank and not even try to start. End up getting it towed back to my house and push it up into the garage.    Items I have checked: Fuel in the tank Fuel Pump relay Fuel pump fuse  Spark Plugs & gap Coil packs Ignitor    I know the cylinders are getting fuel as the plugs smell like fuel after a start attempt. I tried spraying starter fluid into the manifold and cranking and not even a sputter.    I decided to do the live CAS test (removing the the CAS, ignition on and spinning the CAS stalk to see if the injectors pulse and spark is active). All of the injectors were pulsing and I have spark at the plug. The half-moon end of the CAS did seem very loose, I'm not sure how much play is supposed to be there, but it was more than I expected. There was no in/out play of the shaft, just the tip end that is pinned on had quite a bit of play.    CAS Play video   When I put the CAS back in, I stupidly did not re-time the engine. I know I need to do that tonight, however, I do not think it will start given it seemingly was not the issue. My plan is to do the PRP R35 coil kit and retime the engine at the same time.    I plan on ordering the Haltech Nexus Plug-in ECU once they are available again, but ideally would like to get this sorted before firing the parts cannon at it and potentially adding more variables.    Anything glaring that I am missing here, I'm a bit at a loss?          
    • Get it on a dyno. Get something logging Consult. Run it up and find out what is causing it.
    • Looking for a plenum for rb25 de+t neo  Not looking to push much power maybe 300kw at the wheels, is there much difference in flow for Freddy “Greddy style” compared to original Greddy or options like Proflow or Otaku garage?    I won’t be porting the de Neo head for now as I think it’ll be fine 280-300rwkw but appreciate the help and any experiences anyone has between them and any advice. Thanks  Looking at this plenum for now below 
    • engine wise almost no mods: stock ecu Greddy front mount intercooler Greddy forward facing intake w R33 TB stock fuel system, stock injectors, rail etc. Kakimoto racing hyper 3 inch exhaust system Apexi intake filter New NGK –R BCPRES (.8 gap) plugs  
    • Nice one @Pac - looks like a fair few 1600's there! 
×
×
  • Create New...