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I'd like to see how a car gets stolen from a locked garage with immoboliser :P no wonder the premiums are low

LOL little do you know. Its called a flat bed truck and a bolt cutter.

I have a family friend who lost a HSV limited edition. It was locked in a garage in Mosman with alarm, house alarm, back to base monitoring etc. They still got it.

But also, how often do cars get stolen at home, its usually when you are out and about, shopping centres and so forth right?

And has anyone had experience wiht claims? low premiums are great, but no point paying premiums when they wont pay out

There is enough info around other forums to support Ryno for great claims service. I am now completely confident in them.

Well, after Shannons just put my Limited Use premium up 10% to >$1,600 I have decided to see what Ryno can offer, their PDS looks almost identical to Shannons, only difference is they showed my market value of my car at $24,000 so that's great!!..

Will let people know how I go..

Interesting.. There isn't anything about you that may cause them to decline? Is it parked in a garage? Should be someone else better than justcars out there for you..

i quoted as the car to be daily used. thats an online quote anyway. took them one and a half weeks later to reply with "NO" . Ridiculous

But also, how often do cars get stolen at home, its usually when you are out and about, shopping centres and so forth right?

Why do insure companies only insure a skyline unless it's stored in a locked garage if that is the case?

LOL little do you know. Its called a flat bed truck and a bolt cutter.

Little more to that to get into the average garage.. and unless the garage was a fair way away from your room, I think you may just hear a large truck pulling up and breaking into your garage, etc. And if you've got a little more than a $2 immoboliser, they have a tilt feature built in as well.

Basically the only insurer that will insure your car unless it's in a locked garage is Just Car. My other car which is worth market value a lot more than the skyline is parked outside and could get stolen much easier. Insurance is about half the skyline.

I just think it's b.s. that they use 'no garage' as an excuse to not insure you.. The ones that do will take almost the same money, but the odds of it getting stolen from a locked garage, with an alarm, are probably tiny.

It was locked in a garage in Mosman with alarm, house alarm, back to base monitoring etc. They still got it.

pros.. pros don't steal skylines... they're not worth enough, and neither are the parts anymore.

I just think it's b.s. that they use 'no garage' as an excuse to not insure you.. The ones that do will take almost the same money, but the odds of it getting stolen from a locked garage, with an alarm, are probably tiny.

I guess its "their" guidelines and rules and thats why most of these companies ARE doing successful business.

Simple really.

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