Jump to content
SAU Community

Just Paid My Insurance Again.

NYTSKY

By NYTSKY,
in General Automotive Discussion

 Share

Recommended Posts

NYTSKY Grand Master

NYTSKY

Posted
Posted

Hi all,

I just renewed my policy with just car.And i had to add afew more mods to the policy from last year (mods in sig)

I was told that if the mods are not legal my policy will be void if i tried to make a claim.And with all the money ive put into the car plus how much ive paid in insurance over the last 2 years i certainly dont want my policy void if i need to make a claim.

So the only thing that will be illegal on the car as far as i can see is the exhaust,last time i tested it,it was 94.6db.With the new turbo and dump it would now probably be 95-96db.I can get an engineers ticket for the car off this guy and it will say everything is up to code.

So if i do need to make a claim i will be ok.OR ill have to find a highflowing exhaust that is 90db.

What would you do???

CHEERS

Link to comment
https://www.sau.com.au/forums/topic/187934-just-paid-my-insurance-again/
Share on other sites
OZ_Pomy Rising Star

OZ_Pomy

Posted
Posted

read through the policy booklet im pretty sure i read in it ages ago that they can only void your insurance if the illegal mod contributed or caused the accident. I could be wrong havent read the policy book in ages but worth a look i guess.....

evil_weevil Grand Master

evil_weevil

Posted
Posted

either way I'd be looking at getting the car engineered.

Always helps if a cop pulls you over, although they might find something else to nab you on.

Id give them a call (just cars) and ask them if the modification didnt cause the accident would you still be covered.

adam-__- Grand Master

adam-__-

Posted
Posted
Id give them a call (just cars) and ask them if the modification didnt cause the accident would you still be covered.

Yeah I reckon that'll be a good idea. What's the chances of having a car that's modified and completely legal? The chances are pretty small.

evil_weevil Grand Master

evil_weevil

Posted
Posted

hot rods? :thumbsup:

majority of them are modded and engineered/legal! :happy:

was thinking...put it this way.

If someone ran up the back of you and you were stopped at a red light.

Did the FMIC cause the accident?

No cause you werent at fault.

However, late night, Old pac...single vehicle accident...something to the car and you has contributed to the accident!

ali-turko Grand Master

ali-turko

Posted
Posted

i asked my gf and she told me that she had exhaust wheels and stereo on the insurance, but she said, say u got a 10k motor with all this work there not guna pay you an extra 10k,

look mate i would even bother andding exhaust and shit its just guna cost you more...

when the car got hit the power fc , boost controller were sitting on the passenger seat CLEAR view of the inspector they didnt say a word bout the illegal mods and we still got payed out our full amount

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing


  • Similar Content

  • Latest Posts

    • Matt Z
      SAU NSW - Archies Flame Grille Meet & Cruise to Kurnell

      By Matt Z · Posted

      Join SAU NSW for a flame-grilled feed & flame-spitting cruise! Sunday 17th August 2025 3:30PM Meeting Archies Flame Grille Sylvania Waters 4:45PM Cruise Departure 5:15PM Arrival at Cape Solander Kurnell Meet Location: Archies Flame Grille Final Destination: Cape Solander Kurnell *Disclaimer* There will be a lead and follow car so no one should get lost. If you would like to attend or bring others along please put your name down and a +1 as numbers will be needed prior! This is NOT a race and we will all be adhering to all road rules. If this is what you want please come to one of our many track days. This is an official SAU:NSW event and will be run under a CAMS permit. One of the things that really sets our club apart is our commitment to being true enthusiasts. When on normal roads we strive to maintain good relations with the authorities as well as the public in general. When attending one of Skylines Australia NSW events please try to: • Be aware of surrounding environment and act accordingly. • Drive courteously on the state’s roads as a true enthusiast should. • Understand how important it is to maintain the good name of SAU NSW and thus, treat others accordingly. • Any misbehavior will not be tolerated and you will be asked to leave.
    • Ozdavroz
      WTAC 2025

      By Ozdavroz · Posted

      Yeah good luck out there! Will be good to see a mighty GTST going harder than the GTRs
    • bcozican
      WTAC 2025

      By bcozican · Posted

      i will be there 😁
    • patrickxdf12
      Squeaking clutch/throw out bearing

      By patrickxdf12 · Posted

      Hello!  i just finished manual swaping my r34 skyline with a r33 rb20de box(RB71C)box  When the car is running it squeaks crazy loud and it was smoking from the gearbox area. The gearbox is fine it was tested. The clutch slave cylinder seems like it doesn't fully releases the clutch. I want to ask if this noise is from the throw out bearing or could it be the clutch assembly or disk att.xFliq87Gzw6kImKBVqDebXkj0fBqymk0JaYeP3_3SlM.mp4
    • RP1421
      S15 Spec R

      By RP1421 · Posted

      A few small updates since the previous post and lessons. I decided to do a little interior light upgrade on the 110. I quite like the iilumo items, even if they're a bit of a premium over other brands. You'll also note the Stedi Fogs, that will go into the S15 fog lights as I needed to match the bulbs since I got the new ones earlier. I hope they fit as the body is quite a bit longer than your normal bulb.  Annoyingly, I managed to trip the fuse, which normally wouldn't be an issue until I located the fuse. I can't say I've ever come across this. I had lucked out that someone nearby had a spare, but oddly enough Toyota dealerships seem to keep this in stock. I ordered some to keep in my stash and as luck would have it, someone else nearby tripped the same fuse so I passed on the favour.  I also did a little service on the 110 ahead of some additional work coming up. It's been annoying that Goleby's stopped carrying this particular HKS filter for the 110, so now I need to keep them on order from Japan. I also took the opportunity to install a bash plate and number plate riser. The plate riser is such a cheap but nice fix to help really tidy up the car. I'm tempted to now also replace my headlights, on this car. Both items were from Project Aero.    I also needed to replace the rear tyres on the 110, and after trying to get it aligned learnt that I need to replace some bushes in the front end, so that's next.  Closing out this update with a nicer picture as always! 
×
×
  • Create New...