How To Choose Best Auto Insurance Coverage?

[kreitosune]

In today days the process for chossing a Reputable Auto Insurance Company has become very complicated. How do you know what companies are reputable and which are just out to take your money and provide little in return? Before you shop, the first question to ask yourself is what is it you want from your auto insurance company. Mainly, you want them to:

• Be fair – handle your claims in a fair and timely fashion

• Have a strong financial outlook

• Have few complaints filed against them

• Be rated highly by private rating services

• Be honest with you – tell you what coverages you need given your circumstances and how much it will cost

• Be responsive to your questions – have someone available to answer your coverage and claim questions

• Have a history of good service

There’re so many categories of auto insurance coverage. What coverage do you need most? What can you do without? Picking up the best coverage options takes some time and efforts.

1. Go to the website of your state’s department of insurance. Therefore you’ll have a better understanding of your state’s auto insurance coverage requirements.

2. Check and review your driving record. Minimum coverage is not enough for risky drivers.

3. In addition to your driving record, you also need to consider other factors when deciding how much coverage you need.

4. Perhaps the most important step for finding the best coverage is to obtain the best auto insurance rates for your needs.

5. Extra Bonus.

Edited August 3, 2012 by kreitosune

[zebra]

Cool story hansel

[GTR-N1]

1) I periodically talk to two of my friendly panelbeaters

2) An insurance company is hard to trust when one staff member at LSV refers to a fellow worker as a dope

3) It's difficult to stay loyal to only one insurance company when it ups the premium the following year and you find that their opposition is cheaper > back & forth: back & forth

4) With regard to your reference of honesty, it can be hard to tell if your insurance rep is honest when you can't see his face, and his fellow worker tells you something different.

5) If you've had an indiscretion, the company tries to get that money back the following year - big time - not just gradually!

I treat companies as being guilty until proven innocent. That's how they've treated me.

[jiffo]

I treat companies as being guilty until proven innocent. That's how they've treated me.

Too right Terry.

What other industry has moved to such widespead use of private detectives for claim interviews.

Hardly a show of confidence/competence in their own staff.