Jump to content
SAU Community

Insurance concerns?????

IMPASN

By IMPASN,
in General Automotive Discussion

 Share

Recommended Posts

R32Skyliner Enthusiast

R32Skyliner

Posted
Posted

If you're not going to list your mods, then might as well not get insurance. The company will surely try to get out of paying any money by saying "we didn't know you had those mods, so we're not going to pay". Apparently Just Car are like this, hence you have to list everything.

As for needing comprehensive, I've heard that you do, but don't quote me on that.

Link to comment
Share on other sites
leech_ Grand Master

leech_

Posted
Posted

yea i have been told with all banks that i initially went to get a loan was that you will need it comprehesivly insured as that way if you write it off and cant pay back the loan the bank will just take the money from the insurance claim...

also tell them everything thats on your car as r32skyliner said you had may as well not have insurance otherwise.

on that note i had better update my policy :D

Link to comment
Share on other sites
IMPASN Rookie

IMPASN

Posted
  • Author
Posted

thnaks 4 that fellas. What i ment b4 was by not listing all the mods the insurance may b cheaper! like i would list important things but stuff like race wheel an stereo wouldnt really worry bout. I know they wont cover u if its not lisited but im hardly plannin on have a smash... if u know wat i mean :D My mates pulsar sss got an exhaust system thats not covered, he plans on rippin it off if it comes 2 that in an accident.

Link to comment
Share on other sites
Guest Mashrock

Guest Mashrock

Posted
Posted
2 questions that i would love some help on r...... If i take a loan out 2buy my skyline does that mean i need full compo insurance an the other is should i list mods or take the gamble without listing them!!!!

depends. if you take the loan out as a car loan then yes they want you to insure it.

but if you take the money out as personal loan then you dont need to do so..

Link to comment
Share on other sites
RTED Contributor

RTED

Posted
Posted
2 questions that i would love some help on r...... If i take a loan out 2buy my skyline does that mean i need full compo insurance an the other is should i list mods or take the gamble without listing them!!!!

With an automotive loan, you are required to take out comp insurance on any mortgaged property ( the car ) as the car is the security. To qualify for a personal loan you must display affordability and a proven repayment plan of some form of previous payment, or be assett backed. ( home owner/buyer ) if you don't supply a certificate of currency for a secured loan you will not be approved .

As for insurance!!!!!! There is a matter of whats called (duty of disclosure)

meaning if you do not list all and any mods and accessories to the enth degree ANY insurer can and will decline to honour any claim made for whatever reason.

These parameters are not negotiable from lenders and insurers.

Pay the money and get the correct coverage or change vehicles to a lesser risk vehicle.

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing


  • Similar Content

  • Latest Posts

    • MBS206
      Blue Smoke from exhaust, RB25DE+T

      By MBS206 · Posted

      Stock R33 boost control, with the exhaust, and FMIC done, will boost creep. There is no tuning around it if it is the factory boost solenoid.   If it has an aftermarket electronic boost controller, the settings/mapping can be altered in it.   Oil could be anything as mentioned, however did it ever do it before you did the turbo swap? How much and how often did you drive the car before the swap?   I'm hinging on too much oil supply, or it's not draining properly.   To check, pull the air outlet off the turbo. Is it full of oil? Drop the exhaust at the turbo, does it appears to be oiled/coked? Now pull turbo and check the exhaust manifold, does it appears oiled and coked the same way?   Secondly, the PCV could even be stuffed / not functioning properly and will cause blowing of blue smoke.
    • hardsteppa
      Like loud exhausts? You could be a psychopath.

      By hardsteppa · Posted

      No "could" about it.
    • GTSBoy
      rb20de neo +t conversion - boost pressure sensor needed?

      By GTSBoy · Posted

      Almost any ECU would work, from a 30 yr old PowerFC to a new Motec/Autronic. But presumably you want new middle of the road ECU, meaning that you want a Haltech or a Link, most likely. As to which model though? I dunno. I don't keep track of what they have in their current ranges. You don't want a plug in though, because plug ins can start to cause you the same wiring issues that you have to chase up with your stock ECU/loom swaps when an engine transplant is involved. If you use a Haltech (and presumably a Link) you could put the base map for the engine in and drive it around and not even need to "tune" it. It will work just fine. I can't recommend a tuner without a location (and even then I can't recommend many, being as I never use any tuners except myself and my brother-in-law). And not many tuners are happy to remote tune. Maybe they'd be happier doing it for a basically stock setup that just needs to be demonstrated to be working properly. But even then, not being able to be with the car to see what the hell is going on and sort out the inevitable problems that will result from an engine conversion done by an amateur..... unlikely to be enthusiastic about the job. And if you think that just adding 2 wires for the boost sensor is difficult - you don't want to be trying to install and set up an aftermarket ECU. You're going to have to bite down hard on something with either approach.
    • deuceforty2
      Wiring loom difference between A31 A/T RB20DET and R32 M/T RB20DET?

      By deuceforty2 · Posted

      wired everything up and confirmed that the red with white stripe is indeed the fuel pump pin on this harness. 
    • kindaruined
      Blue Smoke from exhaust, RB25DE+T

      By kindaruined · Posted

      you ever find out the issue?
×
×
  • Create New...