lebostyles Posted October 25, 2005 Share Posted October 25, 2005 i just turned 19 and i got my r32 gts-t insured under my name full comp for $2000 and ive told them about my exhaust, adjustables, pod filter, guages, turbo timer, strut brace. Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1667428 Share on other sites More sharing options...
KamikazeR33 Posted October 25, 2005 Share Posted October 25, 2005 Thats one cool retirement backup plan well he doesnt wanna sell it an has tons of shelby cobra's etc.. kind of a millionaire lucky bastard Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1667818 Share on other sites More sharing options...
ABuSD Posted October 26, 2005 Share Posted October 26, 2005 LMAO no wonder why he dont wanna (doesnt need to) sell it. Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668258 Share on other sites More sharing options...
[WLDCRD] Posted October 26, 2005 Share Posted October 26, 2005 personally, i think they should make it law (like in the US) to have 3rd party compulsory at least . i would be pretty P.O. if someone stacke dinto me without coverage. i have had a few discussions with friends without insurance, and we hypothesised that if someone crashed into me and didnt have insurance but said they could pay month by month like a payment plan (which they said they would do) i would go ballistic. As if you would wait that long for some idiot to pay up. I have full comp and i have mentioned EVERYTHING. last thing i want to worry about is having to pull off parts and replacing them with standard. bottom line, if you dont have the money to pay at leastf or 3rd party, then get a car that you can. and for anyone not willing to pay the huge policy costs of full comp, you will regret it if anything does happen! thats just my personal opinion. Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668288 Share on other sites More sharing options...
saff_cossie Posted October 26, 2005 Share Posted October 26, 2005 saf i was under the same impression... ive declared all illegal mods tho (bov etc) do you declaire ur illegal mods or not? <{POST_SNAPBACK}> To my knowledge I dont have any Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668290 Share on other sites More sharing options...
OBES Posted October 26, 2005 Share Posted October 26, 2005 Well, im one of those people that fit into the "dont have any" category. Got it on my little (stock) corolla. Cost me $1800 full comp with Just cars. f**k i hate having a bad driving record, it really pushes up your insurance, guess the loss of licence for speeding really doesn't help my case. Reason the skyline doesn't have any is because its been off the road for the last (nearly) 6 months. Will be getting some once its back on the road. Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668703 Share on other sites More sharing options...
R31Nismoid Posted October 26, 2005 Share Posted October 26, 2005 indeed true, but i was loooking over my policy last niteif your car has "illegal mods" they wont pay out? totally correct. Even if it does not contribute to the accident, you didnt tell them about it. If you ring up and ask them, i think you'll find it voids your policy. I could well be wrong but i think anything that voids the policy whether impacting the accident or not.. the insurance mob will void you regardless if they find it They clearly state that you can make any modifications to your car. But they have to be legal, and the insurance company MUST be notified. Its all clearly stipulated. Whats the first thing they are going to do when you get into an accident? Pull out your policy and see whats on the polciy vs whats on the car vs was it illegal. Just about any mod can be made legal however. Engineers and EPA tests have thier costs though Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668822 Share on other sites More sharing options...
R31Nismoid Posted October 26, 2005 Share Posted October 26, 2005 Oh, and full comp (if i paid it) for my car is $5,500 Agreed Value of $12,000 I laughed, thats less that the market value of a stock GTS-R. Not one with about 30k+ on top. They told me they could meet whatever i wanted, i told them upwards of 35k at the bare minimum and there was silence. I wasnt going to pay $5,500 so thats where i hung the phone up Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668838 Share on other sites More sharing options...
dezz Posted October 26, 2005 Share Posted October 26, 2005 agreed value on a 98 R33 GTS-T with mods $2400. agreed value of $20k. your driving record must suck Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668856 Share on other sites More sharing options...
Leigh Posted October 26, 2005 Author Share Posted October 26, 2005 why should you declaire ur driving record for speeding etc. its only a traffic infringement ont a criminal record insurance companys arent in liason iwht the police or vicroads/rta so how are they to find out? by telling them they are just gunna jack ur price up, when theres no way they could find out otherwise? Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1668945 Share on other sites More sharing options...
ABuSD Posted October 27, 2005 Share Posted October 27, 2005 agreed value on a 98 R33 GTS-T with mods $2400. agreed value of $20k. your driving record must suck Nah, i think its incompetence @ the insurance company, not his driving. Ive called Just Cars 3 times getting 3 different quote numbers and then i called back and quoted the cheapest one. Call back Dezz and see if u get a different figure. Oh and it also makes a difference where u live also!!! Im in Deer Park, one bird on the phone told me if i were in St Albans id have to pay about $100 extra, i was like f**k i am basically in St Albans what a crock of sh!t. (even though i benefited i still told her that it was BS) Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1670134 Share on other sites More sharing options...
dezz Posted October 27, 2005 Share Posted October 27, 2005 its not exactly BS. they will have statistics on where cars are stolen/vandalised more often, and adjust premiums as a result.... Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1670712 Share on other sites More sharing options...
ABuSD Posted October 27, 2005 Share Posted October 27, 2005 I suppose but the differences shouldnt be that much, its not like a house a car can be broken into/stolen when not in your area. So if my car got knocked off in Toorak i should pay 1/2 price on my access cos it was knocked from a ritzy area In summary insurance companies are criminals Link to comment https://www.sau.com.au/forums/topic/92377-insurance/page/2/#findComment-1670959 Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now