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usually agreed value is for the term of the policy, ie 12mths, after that period the insurer can assess the value and depreciate it if they want. its up to u to request they bump it up again. some companies will, and some wont....

Ok, when you signed up with HBF, as you own an import car, part of your policy wording would have stated valuations every year or something similar.

Unfortunately there are NO red book values available for imported vehicles in Australia, so insurance companies require the owners of the car to provide a valuation.

I WORK for HBF and I've just had to get MY car valued as well, and I've had it insured for nearly 2 years and never knew about this clause until I got sent my policy renewal certificate.

I just went to the place where I purchased the car (Autoworx) and asked Paul to provide me with a valuation.  He was more than happy to do so.

Jason.

I got one of these letters as well (HBF)

So even though he sold you the car hes classed as a "independent authorised valuer"

Do you know if you can use any caryard for the valuation?

Thanks

I got sick of going through the same bs with RAC every time my renewal was due on my silvia. Each year they would drop the insured value a heap and when I wanted to change it I would need to take the car to get it inspected by them.

This year I decided to get a quote from Just Car and for about the same premium as RAC they insured my car with all it's mods declared for the price I paid in 2001. My NCB was carried over as well. The only downside is that the excesses add up to about $1000 more than RAC ($300 vs $1300). The way I look at it is that I don't plan to smash the car myself, and I always worried that RAC would try to worm their way out of a claim due to modifications anyway.

Has anyone in WA claimed with Just Cars? Cause they're based in Sydney right? Or is it Melbourne. And that's wayyyyyy over east. So i was wondering how easy and "fast" it is to do a claim. Insurance always takes a damn long time to claim no matter what. Unless your bank or ur parents or some sponsor is ur main insurance company ^_^

little bit older than 25

i was 27 when first insured only cost me 600pa then

i think they f**ked up and i kept them to it :lol:

damn 660pa.. what age bracket are you in. Im 24 with 55% no claim bonus and i 'was' paying $1100 a year, but now i have to bloody get my car valued :P

  • 1 month later...

sorry to dig up an old thread again... but does anyone know where? i can valuate my car? i bought it privately here, so i can't really go to the guy i bought it off for a valuation... and also, how much is this going to set me back?

thanks, *keeps the whinging to self*

HBF told me that I could go to any car yard to get an evaluation and that would be good enough for them...as long as it was with their header, But I went to Autoworx and got one.

Paul is pretty reasonable, even if you didnt buy your car from him, you might in the future...so I think he would be more than happy to write out a quick evaluation...

BTW I pay $850/year with HBF ( R32 GTR insured for 26K )

29 yo with clean record...

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