Tangles

Thanks Dan, Yor advice is funny, in a sense, as its exactly what Im currently doing! My mods to the car have only come about as thats money I had set aside when I bought the car (had 25k, bought for 18k and out ~8k on so far) The word is, I should play it out, see what happens with work (I see it falling over in the next 5yrs), and then, and only then, should I sell the home when its worth 375k and I owe ~50k. If I go down to a 220k home right now, in 5yrs time its only worth 275k, so I could in theory be castrating myself of up to 100k. Dont know. Its hard when I see homes that would suit us right now, for 220k, knowing that wed be better off in the short term, and stuff the long term thoughts! No harm in looking at the RE market tho. I guess if something came up, and I thought it had potential to be worth a bit in 5-7yrs time, then I'll probably act. Cheers lads, receievd a lot of advice, via here, PM's, MSN's, hell Ive even been asking ppl on the street LOL (true!) Got a lot of varied and good sensible advice. Brendan

but yours is the black stallion - just come of age !

thats right, as I'll sell the Clarion 180w tape head unit and 6stack Clarion CD player fo a cple hundred ! so a dvd player will cost me nothing, in essence. anyone interested? I can assure you all that the CD player has never skipped and both units are in awesome condition. But for me 700mb isnt long enough - give me 3.7gig of pure trance, thanks !

nice pic, Terminal and SK deserve a spot tho. I'll step outa the picture and let someone more worthy in, if ya like ?! Tangles = non-worthyness

see the 2nd post for the pricing info etc. once enough ppl are in Im sure we can all come to agree on a close-off date.

LOL glad to be of service ebay, $160 delivered, black wired full Australian insurance approved, called a Black Widow. Ive got a new (cheap; ebay) keypad but I heard I had to go to Strathfield to get it coded correctly. All in good time; probably go there and get them to throw in a DVD player (head unit only) to make it worth their while.

Kid flushed ours down the toilet (still bloody blocked too). So yeah, we lost 1 x car key and 1 x alarm keypad bought a new keypad off ebay but need it calibrated some how, could do with a new key, too Plus Im a cheapskate and didnt pay that $20 the fella wanted to wire up the alarm to the central locking !

amen to that, brother. would love to see it in the flesh one day.

Very very nice, well done. Ive got a Series 1 so cant offer too much advice about the lights, however with the mags, you MUST run same width front and rear - or risk stuffing the 4wd system. 18 x 8.5inch width should be ok front and rear. Best of luck with it all !

its still hard to iron out, even with the SAFC2

Ive got a right nut, for $900, so a pair for $1950 delivered anyone? LOL nice S1 kit for sure, I like it

Im in Cheers, good luck with it Ox. Brendan

Received some fantastic advice today. Thanks to all who have shared their thoughts. Good thing about all this is; Ive got a nice home so Im in no rush to make a decision, but definately going to watch the market and see if an appropriate option pops up. Currently Im with Homepath for the variable homeloan, pretty much the cheapest rates and best deal in Aus. BTW; always been a southener, so I know the layout. Like any area there are the good spots and the notsogood spots.

Top advice ppl's, thanking you all kindly. As far as Im concerned Hackham really isnt that bad. There are some real nice homes in Hackham, just like any other suburb. Huntfield Heights is just a nicer name change to some areas of Hackham. In 7yrs time I see Hackham as being a semi-desirable place to buy into, as homes in that area will still be affordable. But having said that Im definately looking around the Old Noarlunga area. Going to see a place in that area on Sunday actually. At the end of the day, I guess this isnt really a financial decision as such - more of a life style decision based on finances. I now realize that seeing a Fiancial Planner is probably a very wise idea. Wonder how much they cost !!?? LOL Cheers!

Count me in for $41

34 housing is larger then 33 housing. (edit: REAR housing) front wheel is nylon on both R33 series 2 and R34 Id LOVE a 34 housing lol............

why? care to explain your thoughts? I guess tho you can buy a GT3071 for $1650........................ so yeah, could be.

thanks lads, and Vange for your generous offer. If I do go ahead with my thoughts I'd speak to you further about that. Ive got some long term shares, so they might be of some value in 10yrs time...... and definately thinking that if I do downgrade and get out of debt, Id look into saving a deposit over 2-3 yrs for an investment rentable home in a growth sthn suburbs area. But thats a thought for the future. Now, I just feel I should be selfish for the 1st time in my life, and just look after ME. Depression can be like a black plague, silent and creeps up on you. Those with severe pain issues would understand what I mean by that. Im worried about my future with my knees - a TKR or 2 isnt that far away, and Im going to need time to heal. I dont think I can manage that when in debt. Anyway, pretty sure I'll be looking for a 200k home and just get out of debt. Try to find one that doesnt need $$ poured into it, just comfortable enough to live in with a little elbow room. Be out of debt and maybe spend a half a day less at work and that extra time with my young kids (3yr old and 7month old boys named Coen and Deontae). To me, money isnt everything. I guess having 24/7 pain has made me realize that there is more to life then just working and trying to pay for things that I dont need. The way I see it is Im in debt of 103k plus interest over a pool, an entrance foyer, a parents retreat room and half a kitchen. Dont need those IMO. Its a hard decision to make, as I know my current home in 8yrs time will be worth 400k. But thanks for the advice so far. Problem is my family is realy narky at me for considering it, and I work with my old man helping to make him a nice profit per year - but its not as if they are the ones in my position. My bro and his wife have dinks 200kpa, my olds pull over that as well, whereas I try to get by on under 3kpm with 40% of that going on the home loan itself. With rising costs its getting hard. Just cant see myself staying above water paying it off over the next 12yrs+. My stay-at-home wife supports me tho so thats the main thing. (god damn I feel stupid for posting this shite, especially when on painkillers LOL, but I guess there is no harm in asking others for advice) cheers :sorcerer:

"Sydneykid's Recomendations are: Front Camber -1.00 Front Caster 7.00 SAI 9.00 Front Toe 0.00 Rear Camber -0.5 Rear Toe 2.00 mm in on each side" are the settings the same for Stageas, Gary? got to install the front caster bushes and have a wheel alignment next month. cheers, Brendan

I know I'll get shot for this; but Im seriously considering one of Slides bush bearing turbos for under $900 with a huge VG30 highflowed rear housing, and made to suit your setup..... seems a good deal for sure. "cost of ownership" is a big issue for me.

what did Bill quote you for the GT30 internal highflow? Ive talked to him about mine a far while ago; his opinions were do a GCG hiflow thru him for the SAU group buy price of $1750, or a GT30 internal 500hp highflow for over 2k. Can you maybe post or PM me his quote to you? Graham West Workshops reckon his turbos are tops, and they can tune a safc2 to suit on their 4wd dyno.

OK, This is weird and all that - but after some advice. Parents are very single minded and do nothing but argue with me over "facts" etc, so after a 7th opinion (lol). Simply, Im finding it hard on 1 wage to "afford" to have a resemblance of a life, once most bills are paid. Even with that ^^ comment, Im barely able to afford every bill we are receiving. This year I put thru my workplace around 3k of bills on our Fringe Benefits Tax scheme. But Im better off finacially with the wage if I pay that myself, as 3k on fbt is around 5k taxed on the group certificate. I want to reach next September fo the magical 10yrs of service, long service leave etc, but thinking of leaving work after that. Family business, but my "services" get used to a certain extent. For example, my first year here I earned 16k before tax, and was buying a home on that, LOL! Never had savings, always put my earnings onto the homeloans, bills, and whatevers left over onto little monthly mods for a bike/car. But I over that now, not much more $$ will go on the car. Simply put, Ive been buying a home since I was 18 (10yrs now), got first one for 90k, sold for 210k owed 45k, bought 272k home valued today at 320k, can sell and be out of my 103k debt and have roughly 212k plus sale of bike (10k) to buy outright another home (down south). Im luckier then most, for sure, but Ive worked damned hard for it, and dont earn much per year. Should I do it? Look for a 220k home, big enough for my young family (3bed + study + 2living areas, 1or2 bathrooms) and owe around 8k on fees, or we could buy outright a 210k home plus fees and have no debt whatsoever. I dont know - there are 4bed houses down south (Hackham) for under 210k, and 3bed 2bath houses in Morphett Vale (my current suburb) for ~220k. Need a backyard for the kids and dog. Pretty much a 7yr plan - live in it for 7yrs, save around $400pm, and have around $700pm to spend on bills and ourselves. After 7yrs home should be 250k+ and have say 25k+ saved to move back up in homesize again. Current home has a pool that weve used on 10 occasions in 2 yrs, has no shed, and not much space for the dog and kids....... and inside there is a wealth of wasted space (parents retreat room, entrance foyer and part of the kitchen would equal a rumpus room in wasted space). A beautiful home, no doubt, lovely in fact and we do love it, but probably best suited for older buyers ie 50yrs old. What are your thoughts? Those watching the housing market, where do you see prices going over the next 9 months? Am I wrong to use my current house value and debt level to get out of debt? Im getting very stressed about my knees, pain etc. Lots of pain, and not sleeping much at all. Getting hard to get outa bed in the morning. And all that. Dont want to come across as a winger, far from it, but for a while at least Id like to be out of debt and feel less stressed about my future. Just after a bit of personal advice from the more mature SAU users, those with home and kids etc, and those who know the Adelaide real estate market. Cheers, best wishes to all - Brendan.

lol - take mine for a spin. see what ya think.....................

http://news.ninemsn.com.au/article.aspx?id=117062 hope your stagea isnt on THAT ship

wish I had a shed..........