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Eh? Insurance.. Sound Right?

Brett_A

By Brett_A,
in General Automotive Discussion

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Brett_A Contributor

Brett_A

Posted
Posted (edited)

Hey guys.

Im looking to get into a R32 GTR in the very soon future and rang up Just Cars for insurance the other day.

I am only 19, which I guess means I have a rating of 5? Have no accident history or anything.

Car has rebuilt motor, bigger turbo's, mags and stereo.

Anyway, I dont know if they stuffed something up or what, but I got a quote of $2531 for full comprehensive and an agreed Value of $23k.

To me, that sounds very VERY low, as a mate is paying a little over $3k a year for his R33 gts-t skyline.

Does that sound correct to you guys??

Cheers, Brett :)

Edited by Brett_A
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https://www.sau.com.au/forums/topic/100023-eh-insurance-sound-right/
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Deluxe Grand Master

Deluxe

Posted
Posted

Check what the excess is........because i rang up Just Car a few months back and they quoted me just under 1k premium but the excess was like $1500(ok i was 24 at the time and had a bit of insurance before, and the car is a 96 R33 GTSt) But i then rang Shannons and they were $1200 Premium and only $600 excess and that includes my wheels, Pfc, Cooler + the rest of my mods.

Basically check what the excess is because lets hope you don't crash or it gets stolen.....BUT if it does happen you could be up for a bit, Otherwise if excess is reasonable go for it straight up!

Brett_A Contributor

Brett_A

Posted
  • Author
Posted

Hrmm.. Excess is $1790 lol..

That could be why it is so cheap?

Unfortunaltye I dont think I will be having a GTR within 30 days, because I have to sell my VLT first :)

Want to save some more money first before I get into a GTR too.

However, if you know someone who wants to swap a R32 GTR for a VLT with a cash adjustment, tell them to come see me! lol..

ossie_21 Grand Master

ossie_21

Posted
Posted

My premium is just over 2k on a 17k R33, that was fairly stock. As of now it has fmic, turbo back exhaust up from cat back, and in 4 weeks will have turbo, ecu etc etc......

They are going to flip haha. But yeah I checked as well, and a R32 GTR is cheaper to insure than a R33 Gtst. Can't see why though. If I had of known this I would have considered a GTR instead.

Mulkers Proficient

Mulkers

Posted
Posted

Thats roughly what i was quoted, it largely depends on location.

I know that Broady, Richmond and ringwood are the three worse suburbs for car theft in vic, but here at good ol' 'ky west' a car has never been stolen, and this is a major difference for coverage.

Ezz35 Collaborator

Ezz35

Posted
Posted

i paid $1750 for my R33 gtst with them, excess is sumthn like $1200, my policy is around here some where.... after i took out my policy, their customer service dept called me for an interveiw about how i was treated by the sales team, which i gave good feed back for, im happy with them........havnt had to clain anything yet lol *touch wood*

hender Enthusiast

hender

Posted
Posted
i paid $1750 for my R33 gtst with them, excess is sumthn like $1200, my policy is around here some where....  after i took out my policy, their customer service dept called me for an interveiw about how i was treated by the sales team, which i gave good feed back for, im happy with them........havnt had to clain anything yet lol *touch wood*

lol u jinxed urself :D

Noy Experienced

Noy

Posted
Posted

I'm 24 with a terrible driving history loss of licence,many speeding fines etc etc i imported a series 2 33 GTR V Spec just cars $3260 and excess of $2600 agreed value $40,000 mods are Volk TE37's Haltech ECU HKS 3.5" exhaust i thought i got a pretty sweet deal as my mate is paying 5K for his 04 rex

_8OO5TED_ Mentor

_8OO5TED_

Posted
Posted (edited)
Is it possible that I got quoted normal GTR insurance, rather than "imported" GTR insurance??? :(

I very much doubt that would make a difference, i think your just very lucky with that quote.

You better hurry up and find yourself a GTR and take up that quote I think :O

What state are you in?

Edited by _8OO5TED_
Al Grand Master

Al

Posted
Posted

There is a clause in most insurance policies stating that you are insured as long as it is legal and roadworthy.

Driving a GTR, let alone a modified one, is illegal at aged 19 (in most states anyway). They will still take you insurance payments, but if you have an accident they may decide to not pay you, as you where driving the car illegally.

Just something to consider...........

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